In the midst of grief and emotional turmoil when a loved one dies, families often have to go through the difficult process of probate. After someone dies, many people wonder why their estates have to go through this sometimes long and expensive legal process called probate. Today, I’m going to explain what probate is, why … Read more
No one wants to think about losing their spouse, but one of the most loving things you can do for yourself and your family is to be financially ready for it. One of the most common questions widows have is what happens to their Social Security benefits after their husband dies. I did a lot … Read more
Plus three key ways to maximize your spousal benefits Part of the Series Understanding Social Security If you’re eligible for Social Security spousal benefits, how much you’ll receive depends on a number of factors, including your age, the amount of your spouse’s benefit, and whether you have other retirement benefits available to you. Who can … Read more
The Hard Truth About Late-Start Retirement Planning Let’s face it – hitting 60 with little to no retirement savings can feel overwhelming. You might be thinking “I’ve missed the boat” or “What’s the point of even trying now?” I totally get those feelings. As someone who works with pre-retirees, I hear these concerns almost daily. … Read more
It’s common for recently retired people to feel a bit…lost. When you’ve been working for decades and then suddenly stop that routine, it can be jarring. But the great thing about retirement is finally having time to do all those things you’ve always wanted. If you’re looking for things to do in retirement, rest assured … Read more
Saving money is always a smart move. Plus, as an older person, you can get a lot of discounts that can help you pay for things and live a better life. Another problem is that not all of these deals are widely known, so you might miss out on good chances to save money. Do … Read more
For people who own their own homes and have mortgages, you may be wondering how to protect your assets and the future of your family. Putting a mortgaged house in a trust can offer many benefits, but the process can be complicated. In this blog post, we will explore the different types of trusts, the … Read more
Hey there, fellow thirty-something dreamers! So you’ve hit the big 3-0 and suddenly realized that your bank account isn’t exactly matching your life ambitions? Trust me, I’ve been there. A few years back, I was staring at my sad savings account wondering if I’d ever be able to afford more than just paying bills and … Read more
Generational wealth may conjure up s of railroad titans from the late 1800s, or today’s tech billionaires. Generational wealth, on the other hand, is valuable and available to a lot more people than you might think, even you! We’re here to help you understand generational wealth, why it’s beneficial, and how to start building it, … Read more
Million Dollar Retirement Have you ever thought about whether $1 million is really enough to retire on? For many years, having a $1 million nest egg has been the gold standard for how well you can plan your retirement. But is it still the magic number in 2025, when prices are going up and the … Read more