Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy. Bankrate logo Founded in 1976, Bankrate has a long track record of helping people make smart financial … Read more
Having negative information on your credit report can significantly damage your credit score and make it harder to get approved for loans credit cards, and other financial products. Late payments, collections accounts and other derogatory marks may remain on your credit report for up to 7 years. But in some cases, you may be able … Read more
You may worry about leaving your loved ones saddled with your student loan debt if you die when you still owe money. If youre wondering what happens to student loans when you die, the answer will depend on a number of factors, including whether your loans are federal or private and if you had a … Read more
Having unsecured debt like credit cards or personal loans can be stressful enough without worrying about your home being at risk Unfortunately, Texas law does allow creditors to potentially put a lien on your house for unsecured debts under certain circumstances Understanding how this can happen is key to protecting yourself. What Makes a Debt … Read more
Review your credit score and scoring factors to find out which accounts you should pay off first. As a general rule, prioritize past-due accounts and high-interest credit card debt over installment loans if you want to improve your credit. If youre focused on improving your credit scores, paying down or off certain debts can be … Read more
The advice in this article is offered by the team independent of any bank or credit card issuer. This article may contain from our partners, and terms may apply to offers linked or accessed through this page. as of posting date, but offers mentioned may have expired. Bankrate logo At Bankrate, we have a mission … Read more
When it comes to homeownership, the idea of receiving a refund of any kind is exciting. After all, you have the inevitable bills that come along with homeownership. That’s why an escrow refund can present an enticing prospect. Although escrow refunds are relatively rare, these welcomed transactions do exist! Let’s take a closer look to … Read more
Financial stability is a goal that most of us aim to achieve. However, life is unpredictable, and unexpected events, such as job loss, disability, or illness, can disrupt even the best-laid financial plans. This is where debt cancellation insurance can step in to provide a safety net. Find out what debt cancellation insurance is and … Read more
Depending on the interest rate, you can expect the monthly payment for a 30-year loan to range from $1,499 to $1,834. Before you take out a $250,000 mortgage, you’ll need to account for interest, insurance, taxes, closing costs, and more. Editorial disclosure: Our goal is to give you the tools and confidence you need to … Read more
High credit card balances and late payments are common culprits, but there are other factors worth checking. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does … Read more