Does Your Credit Score Go Down When a Car Dealership Runs Your Credit? If you’re in the market for a new car, you may be wondering how the credit check process at the dealership affects your credit score. Many car buyers are concerned that allowing a dealership to run their credit will cause their score … Read more
Student loans allow many people to attend college who otherwise couldn’t afford it. There are several different types of student loans available, each with their own pros and cons. Generally speaking, student loans fall into two major categories – federal student loans and private student loans. Here is an overview of the 4 main types … Read more
A credit freeze restricts access to your credit report. If you suspect your personal information or identity was stolen, placing a credit freeze can help protect you from fraud. Have you ever checked your credit report and found a hard inquiry from a company you don’t recognize? This can be alarming, especially if you did … Read more
Building or rebuilding your credit can be a challenging process. With poor credit or no credit history, it can be difficult to get approved for many traditional credit cards that could help build your score over time. This leads many people to search for alternative options, which is where Self comes into play. But is … Read more
Your credit score is one of the most important numbers in your financial life. It determines whether you can get approved for credit cards, loans, mortgages, and other financial products. It also influences the interest rates and terms you’ll be offered. So what exactly is a 789 credit score, and why does it matter so … Read more
They say looks aren’t everything, but let’s be honest: It’s hard to ignore the striking [applyLink pid=”6344″ overridetext=”American Express® Gold Card”] in rose gold. With its pinkish gold hue and metallic texture, Amex’s Gold Card in rose gold is one of the best-looking cards out there. Luckily for all of us, the card is great … Read more
This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. Heard of a no-closing-cost mortgage or refinance? Sounds divine, but mortgage closing costs are as certain as death and taxes. They must be accounted for, one way or the other. You may … Read more
Once you pay off your car loan, take these four steps to make sure your car title, credit, insurance coverage and budget are ready for the road ahead. You did the hard part: You paid off your car loan. The “no car payment” life has immediate and obvious benefits, but youll also want to take … Read more
An influx of unexpected money opens the door to exciting possibilities, but whats the smartest way to use that extra cash? Whether it’s a tax refund, inheritance, a well-deserved bonus, or just a buildup in your checking account, it can feel tempting to indulge in a splurge. But before you book that Michelin-starred meal or … Read more
While credit score requirements vary based on loan type, lenders generally require a credit score of at least 620 to buy a house with a conventional mortgage. The minimum credit score needed to buy a house can range from 500 to 700, but will ultimately depend on the type of mortgage loan youre applying for … Read more