When you’re buying a home, it’s important to consider the breakdown of your monthly expenses alongside the overall cost. One of the largest and most significant expenses you’ll pay each month after purchasing a home is a mortgage. Before you commit to your forever home or next investment property, you’ll likely find it helpful to … Read more
A credit card with no interest, just a simple monthly fee*,† No late payment or foreign transaction fees Enjoy Visa benefits1 like cell phone protection, emergency card replacement and Visa Zero Liability2 A Platinum Visa card is one of the most prestigious and feature-rich credit cards available But many people wonder – what is the … Read more
If you’re struggling to get a personal loan, consider applying with a cosigner or getting a secured loan. Editorial disclosure: Please note that this article contains affiliate links. If you click through and purchase a product from one of our advertising or lending partners, we may earn a commission. The amount of commissions do not … Read more
For a score with a range of 300 to 850, a credit score of 670 to 739 is considered good. Credit scores of 740 and above are very good while 800 and higher are excellent. For credit scores that range from 300 to 850, a credit score in the mid to high 600s or above … Read more
Youre not limited to a single monthly payment. Smaller, more frequent payments can reduce your interest charges and provide other benefits. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or … Read more
Mortgages allow consumers to purchase properties and pay for them over time. Each payment you make represents a combination of interest and principal repayment. The amount of interest youll pay depends on your mortgage rate. Regardless, the majority of your mortgage payment pays a larger proportion of interest in the earlier stages of your loan, … Read more
Not sure if you can change the down payment amount before closing on your new home? Whether you want to pay more or less, it’s definitely possible to change how much you put towards your down payment. However, doing so can have some consequences for your transaction. In this post, Chris Schmidt and our Houston … Read more
Here’s something you should know about us: We hate credit scores. Yep—they’re bogus. But even though they’re nothing more than a measly “I love debt” score, you shouldn’t ignore them altogether . . . especially since your score is tied to your credit report. Even if you’re debt-free and don’t care what big banks and … Read more
When it comes to how often you should apply for a card, thereâs no one-size-fits-all answer. But there are some considerations that can help you figure out whatâs best for your situation. Before you apply for a new card, its important to understand how it might impact your credit. And considering factors like interest rates, … Read more
Afterpay has become an increasingly popular way for shoppers to pay for purchases in installments. But how does Afterpay determine if you qualify to use their service? The short answer is that Afterpay does not perform a full credit check. However, they do have an approval process that aims to assess a customer’s ability to … Read more