What Exactly Is a Pension Refund? A pension refund is simply getting back the money you’ve contributed to your retirement plan when you leave your job before retirement. Instead of waiting until retirement age to access these funds, you’re essentially cashing out early. This choice has caused a lot of people to get lost, so … Read more
Losing a spouse is very hard on the emotions, and on top of that, many widows worry about how they will pay their bills in the future. Some of the questions I get from readers most often are about whether they can get their husband’s state pension after he dies. There isn’t a simple yes … Read more
Dealing with the death of a loved one is hard enough without worrying about legal fees If you’re wondering how much solicitors charge for probate, you’re not alone. I’ve spent countless hours researching this topic to help our readers navigate this confusing process, and what I’ve discovered might surprise you The Eye-Opening Reality of Probate … Read more
As Head of Financial Planning, Jason is a strategic partner who is responsible for developing the strategy, managing the planner teams, and coordinating personal financial planning activities across Citizens Wealth Management to help clients navigate and grow in changing circumstances. Today, the average American retires at around age 63. But what if youre thinking about … Read more
It’s not easy to get approved for Social Security Disability Insurance (SSDI) benefits. Statistics from the Social Security Administration (SSA) show that between 2063 and 2074 percent of initial applications for SSDI benefits are turned down. Because it is so hard to get approved in the first place, many people who receive these benefits worry … Read more
Are you on Social Security and wondering if you’ll get another stimulus check? A lot of people are wondering this because inflation is making it hard for people on fixed incomes to keep up with their costs. I will explain what is really going on with stimulus checks for people on Social Security after 2022. … Read more
Although real estate investors may directly own property as sole proprietors, rental property is often held in a limited liability company (LLC) or trust. Both entities are vehicles that may help investors protect assets and reduce potential risk, although an LLC and a trust are used for different purposes. In this article, we’ll explain the … Read more
These reviewers are experts in their fields and professional writers who often work for reputable newspapers and magazines like The New York Times and The Wall Street Journal. Our expert reviewers review our articles and recommend changes to ensure we are upholding our high standards for accuracy and professionalism. Our expert reviewers hold advanced degrees … Read more
Living off dividends and never having to sell your stocks sounds like the ultimate financial freedom dream But is it actually possible with $1 million? This question keeps popping up in retirement planning discussions, and today I’ll help you figure out if this dream can be your reality The Short Answer: It Depends (But Probably … Read more
The consequences of not saving enough for retirement can play out in numerous, yet subtle, ways. The results aren’t always disastrous, but they’re almost always sad. Maybe you have an elderly neighbor who still works a part-time job. Or, perhaps you know someone who moved in with an adult child to afford their bills. Sometimes, … Read more