While achieving a perfect 850 credit score is rare, its not impossible. About 1.3% of consumers have one, according to Experians latest data. FICO scores can range anywhere from 300 to 850. The average score was 714, as of 2021. The few people who do manage to achieve perfect credit scores tend to share three … Read more
When it comes to financial goals, it can be hard to prioritize when you have more than one. Such is the case when it comes to wanting to pay off debt and also save for a down payment on a home. While it’s possible to do both at once, it may be more advantageous to … Read more
Paying your mortgage twice a month instead of once can help you pay off your home loan faster and save thousands of dollars in interest. But how much can you really save with this strategy? The amount of savings depends on several factors, including your mortgage balance, interest rate, and loan term. In this article, … Read more
For a score with a range of 300 to 850, a credit score of 670 to 739 is considered good. Credit scores of 740 and above are very good while 800 and higher are excellent. For credit scores that range from 300 to 850, a credit score in the mid to high 600s or above … Read more
Living on Social Security alone is not only possible, but many retirees already accomplish that very feat every year. While the lifestyle associated with Social Security income isn’t exactly luxurious, it doesn’t have to equal rice and beans for the rest of your life, either. How you make living on Social Security alone work for … Read more
If you currently have an FHA loan and your goal is to decrease your monthly mortgage payments, you might want to consider an FHA Streamline Refinance. This type of refinance is intended to make the process as quick and easy as possible for those with an FHA loan. Learning what an FHA Streamline is, how … Read more
As a renter, a broken window can be a frustrating and costly issue to deal with. You may be wondering – does my renters insurance policy cover damage to windows in my rental unit? The short answer is, unfortunately, no. Renters insurance does not provide coverage for maintenance issues like broken windows or appliances in … Read more
Having life insurance provides financial security for your loved ones. But to keep coverage active you must pay your premiums on time. With American Heritage Life Insurance policies there are several options to make payments conveniently. In this comprehensive guide we’ll explain everything you need to know about making payments for American Heritage life insurance. … Read more
Having continuous and uninterrupted car insurance coverage is essential for all drivers. However, life can sometimes throw curveballs that make it difficult to pay your premiums on time. This is where grace periods come in – they provide a valuable buffer that enables you to get back on track financially without losing your insurance protection. … Read more
As a resident of Shreveport, Louisiana, having the right insurance coverage is crucial for protecting your assets. With so many insurance companies to choose from, it can be tricky knowing where to start your search. To help you find the top insurance providers for your needs in the Shreveport area, I’ve put together this guide … Read more