There has been a lot of talk about annuities and whether they are a good investment for years, and it doesn’t look like it will end any time soon. But instead of rehashing the usual arguments, lets look at it from a different perspective. If you are planning for retirement and want to find the … Read more
Because you worked hard to get rich, the last thing you want is for your debts to take it all away. For many, trusts are a way to keep their assets safe. But can creditors really go after a trust? The answer isn’t as simple as you might think. At Fales Law Group we’ve helped … Read more
Your P45 shows how much tax you’ve paid on your salary so far in the tax year (6 April to 5 April). You can check how much tax you paid last year if you think you might have paid too much. What Happens to Your P45 When You Close the Office Door for Good Yes, … Read more
I’m going to tell you the truth: most of us don’t really understand the rules when it comes to planning for retirement. “Can I really max out both my 401(k) and my IRA in the same year?” is a question I get asked a lot. The short answer is absolutely yes, you can! I’ve been … Read more
What Exactly Is a Pension Refund? A pension refund is simply getting back the money you’ve contributed to your retirement plan when you leave your job before retirement. Instead of waiting until retirement age to access these funds, you’re essentially cashing out early. This choice has caused a lot of people to get lost, so … Read more
Losing a spouse is very hard on the emotions, and on top of that, many widows worry about how they will pay their bills in the future. Some of the questions I get from readers most often are about whether they can get their husband’s state pension after he dies. There isn’t a simple yes … Read more
Dealing with the death of a loved one is hard enough without worrying about legal fees If you’re wondering how much solicitors charge for probate, you’re not alone. I’ve spent countless hours researching this topic to help our readers navigate this confusing process, and what I’ve discovered might surprise you The Eye-Opening Reality of Probate … Read more
As Head of Financial Planning, Jason is a strategic partner who is responsible for developing the strategy, managing the planner teams, and coordinating personal financial planning activities across Citizens Wealth Management to help clients navigate and grow in changing circumstances. Today, the average American retires at around age 63. But what if youre thinking about … Read more
It’s not easy to get approved for Social Security Disability Insurance (SSDI) benefits. Statistics from the Social Security Administration (SSA) show that between 2063 and 2074 percent of initial applications for SSDI benefits are turned down. Because it is so hard to get approved in the first place, many people who receive these benefits worry … Read more
Are you on Social Security and wondering if you’ll get another stimulus check? A lot of people are wondering this because inflation is making it hard for people on fixed incomes to keep up with their costs. I will explain what is really going on with stimulus checks for people on Social Security after 2022. … Read more