Are you thinking about your estate plan but confused about whether to go with a living trust or just stick with a traditional will? This decision is super important and I totally get why it can feel overwhelming. After helping countless clients navigate this choice I’ve put together this guide to explain why a living … Read more
If you’re the Executor of someone’s estate, there are many steps to follow, including showing an accounting to beneficiaries. Here’s what you need to know!. As the executor or administrator of an estate, you’re beginning to acquaint yourself with the requirements of your role. What are your duties? Do you get paid? What decisions do … Read more
Let’s face it: getting into your 40s costs a lot of money. You’re probably making the most money you can right now, but you have a lot of responsibilities and can see retirement coming up far in the future. I’ve been helping people get through this tough decade for years, and now I’m going to … Read more
These reviewers are industry leaders and professional writers who regularly contribute to reputable publications such as the Wall Street Journal and The New York Times. Our expert reviewers review our articles and recommend changes to ensure we are upholding our high standards for accuracy and professionalism. Our expert reviewers hold advanced degrees and certifications and … Read more
These questions don’t just affect your finances—they affect your peace of mind. Everyone here at The Noble Group works with people and couples every day who are ready to retire but don’t have a clear plan yet. That’s exactly where John and Samantha found themselves. They had been careful savers, like many Americans in their … Read more
You can’t deduct contributions to a Roth IRA, but earnings can grow tax-free, and qualified withdrawals are free of tax and penalties. Roth IRA withdrawal and penalty rules vary depending on your age, how long youve had the account, and other factors. Have you ever wondered why some people are so obsessed with Roth accounts? … Read more
Roth IRAs dont offer a fixed interest rate — instead, the return depends on the investments you choose in the account. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this … Read more
The Money Marriage Dilemma: Joint or Separate Accounts? As someone who’s spent countless hours talking with couples about their finances, I’ve seen firsthand how money can either strengthen or strain a marriage. The age-old question remains: should married couples put their money together or keep things separate? It’s 2025, and the answer isn’t as straightforward … Read more
The future looks bright for the next generation of retirees. People are living longer and approaching retirement with a renewed sense of purpose. With more life to look forward to and more passions to pursue, its essential to build a nest egg that lasts a lifetime. Annuities are products that can provide ongoing payments through … Read more
Yes, you can do it even if you don’t have a regular job. This is part of a series called Roth IRAs: Dos and Donts for Investing and Trading. The IRS does not allow contributions to a Roth IRA without what it calls earned income. That usually means that you need a paying job—working for … Read more