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What is an Insurance Premium Apex?

When shopping for insurance, you’ll come across the term “premium” quite a bit. But what exactly does it mean? Here, we’ll explain what an insurance premium is, how premiums are calculated, and what “apex” refers to when it comes to premium prices. What is an Insurance Premium? The premium is the amount you pay for … Read more

new york rental car insurance law

One question that often comes up when renting a car is whether you need to buy rental car insurance. Rental car insurance can add a lot to the cost of your rental, but is it really worth it? Here are some things you should know: People with personal auto insurance are covered for rental cars, … Read more

usaa vs state farm homeowners insurance

State Farm and USAA are two of the biggest insurance companies in the United States that sell home, renters, auto, and life insurance. Both are in our list of the best home insurance companies, but they offer different types of coverage and different discounts. To compare USAA and State Farm home insurance, the MarketWatch Guides … Read more

Why is Car Insurance so Expensive in Colorado?

People in dozens of states, including Colorado, have seen big jumps in their car insurance rates in the past year. The typical full-coverage car insurance premium for drivers in the Centennial State rose by 16. 8% in 2023 compared to prices the year before. That increase is enough to put a dent in the budget … Read more