Robby

A gold credit card is a premium credit card that offers high-end rewards, benefits, and services It is designed for consumers with excellent credit who spend a lot on dining, groceries, travel, and other expenses Gold credit cards have annual fees ranging from $250 to $995, but they provide cardholders with valuable perks and rewards … Read more

If you’ve ever opened your credit report and spotted a collection account, you know how stressful it can be. Whether it’s due to a forgotten bill or an error, collection accounts can have a severe impact on your credit score and financial standing. The good news? You have the right to dispute collections on your … Read more

Defaulting on a student loan can have a significant negative impact on your credit score. The exact amount your score drops depends on your credit profile, but defaults can easily knock 100 points or more off your credit score. What Happens When You Default on a Student Loan? You are considered to be in default … Read more

Automatically renews at $0/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information belowImportant information 11. Automatically renews at $19.95/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information belowImportant information 11. Automatically renews at … Read more

Carrying high amounts of debt can feel overwhelming. But with some planning and discipline, it is possible to pay off even $40,000 in debt in just one year Here are the most effective strategies to tackle $40,000 in debt fast Take Stock of Your Debts The first step is to clearly understand all the debts … Read more

It’s common to apply for an auto loan and be required to put some money down to get everything rolling. But who gets the down payment? Buying a new car is an exciting experience. But when you sit down at the dealership to finalize your purchase, you may be surprised when the salesperson asks you … Read more

When a loved one dies, the last thing you want to think about is the persons finances. However, its important to understand what happens to credit and debt after death. Do Credit Card Companies Know When Someone Dies? Losing a loved one is never easy. In the midst of grief, there are many financial and … Read more

For many people, having children is one of the most rewarding experiences of their lives. But it also comes with great responsibility, including financial obligations. Did you know that your child could directly impact your VA home loan? Let’s explore how your kids may play a role in whether youre approved for or denied a … Read more

You’re getting married. It’s romantic. It’s exciting. It’s sometimes overwhelming. With so much to plan and do, you might not have thought about how marriage affects your finances. For example, what happens to your credit? While getting married doesn’t directly affect your credit scores, it can have financial implications that do. Knowing what’s in your … Read more

In the U.S., two companies dominate the credit scoring industry. FICO® is the industry leader, but VantageScore® has been gaining market share since the three major credit reporting agencies created it in 2006. Both companies develop credit scores that lenders and creditors can use to evaluate applicants and manage customers accounts. However, VantageScore and the … Read more