Erie Insurance has been providing quality insurance products to residents of Reading PA and the surrounding Berks County area for over 95 years. With local agents and a strong community presence Erie Insurance is a trusted choice for home, auto, business and life insurance in Reading. As an Erie Insurance customer in Reading, you’ll enjoy … Read more
Hey there, folks. If you’re scratching your head wondering, “Is Texas a no-fault state for auto insurance?” I’ve got the straight scoop for you. Nope, Texas ain’t one of those no-fault places. It’s what we call an at-fault state, meaning if you cause a wreck, you’re on the hook for the damages. Simple as that. … Read more
Hey there, folks. If you’re hunting for straight-up reviews on Life Insurance Company of the Southwest, you’ve landed in the right spot. I mean, let’s cut to the chase – this company’s got a solid rep for offering term life, whole life, and even annuity stuff, all under the big umbrella of National Life Group. … Read more
Hey there, folks! If you’re hunting for honest takes on State National Insurance Company, I’ve got you covered. In this deep dive, we’ll break down what real customers are saying, the good, the bad, and everything in between, all in simple terms so you can decide if they’re worth your time and money. State National … Read more
Did you know you can write off a nonbusiness bad debt for the money you lend to an individual? As long as the debt isnt considered a gift and is considered 100% worthless, you can deduct that bad debt from your taxes to recover a portion of the loan. Use this guide to determine what … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
* Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more. See how you compare across all 3-bureau credit reports and see any differences that may have been reported by each bureau. Check … Read more
Your credit utilization ratio, also known as your credit utilization rate, is an important factor in determining your credit scores. This ratio shows lenders what percentage of your total available credit you are using at any given time. Generally, experts recommend keeping your credit utilization rate below 30%, but lower is usually better. In this … Read more
Understanding how and when Wells Fargo reports your credit information to TransUnion is important for managing your credit health. In this article, we’ll cover everything you need to know about Wells Fargo and TransUnion credit reporting. An Overview of TransUnion TransUnion is one of the three major consumer credit reporting agencies in the United States. … Read more
Taking out a mortgage to purchase a home is a major financial decision that most people make at some point in their lives. Along with the mortgage, many lenders encourage or require borrowers to purchase mortgage life insurance to protect the investment. But what happens when the mortgage is eventually paid off? Does the insurance … Read more