MarketWatch Guides may receive compensation from companies that appear on this page. The compensation may impact how, where and in what order products appear, but it does not influence the recommendations the editorial team provides. Not all companies, products, or offers were reviewed. Find your best auto loan rate We at the MarketWatch Guides Team … Read more
Using no more than 30% of your credit limits is a guideline — and using less is better for your score. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their … Read more
Getting approved for a credit card can be challenging, especially if you have limited credit history or a low credit score. However, some credit cards are designed specifically for people who are new to credit or rebuilding their credit. These “easy-to-get” credit cards make approval more likely by requiring little or no credit history. In … Read more
When you’re ready to buy a home, the loan options and terms can make the process seem complicated. How long will your loan term be? Do you want a fixed-rate mortgage loan or an adjustable-rate mortgage loan? Your mortgage lender will explain your loan terms and options to you, and help you choose the mortgage … Read more
The Tax Cuts and Jobs Act of 2017 had several implications for refinancing. Understanding the new tax rules can help you minimize your tax burden after you refinance your house. In this article, we’ll talk about some of the deductions you can claim on your federal taxes after a refinance, and how long you can … Read more
Extending credit to customers is a common practice for many businesses. However there is always a risk that some customers will be unable to repay their debts, leading to bad debts. Properly accounting for these potential losses is crucial for accurate financial reporting and tax compliance. In this article, we will explain the key differences … Read more
A credit limit is the maximum amount of credit a lender authorizes a borrower to use on a credit card or line of credit. If the borrower exceeds the credit limit, they may be subject to penalties, fees, or even canceled credit cards and lines of credit. Keep reading to learn how credit limits work, … Read more
A credit freeze restricts access to your credit report. If you suspect your personal information or identity was stolen, placing a credit freeze can help protect you from fraud. Hey there! If you’re wondering, “How much does it cost to remove a credit freeze?” I’ve got great news for ya—it’s totally free! Yup, no dime … Read more
Hey there, fam! Ever sat down, stared at your paycheck, and wondered, “Is this lil’ number messin’ with my credit score?” I’ve been there, trust me. We all wanna know if our salary—or lack thereof—is the reason we’re gettin’ denied for that shiny new credit card or loan. So, let’s cut to the chase: Does … Read more
How is it even possible not to have a credit score? Credit reports do not automatically appear when you get your social security number or open a bank account. Find out what it means if you have no credit score or credit report and the best practices for building credit. Did you know it is … Read more