If buying a home in Canada is one of your goals, you probably have a lot of questions about the process: How do mortgages work in Canada? Whats your credit score, and how high should it be to buy a house? Who should you talk to about getting a loan? Will it be hard to … Read more
Taking out a £100,000 mortgage is a major financial commitment. Before applying, it’s important to understand how much income mortgage lenders will expect you to have in order to qualify for this size of loan. In this article we’ll explain How mortgage affordability is calculated What salary you’ll typically need for a £100k mortgage How … Read more
Becoming mortgage free is not just a practical goal to be sensibly evaluated as part of your wider investing strategy – although it is that for sure. There’s an emotional component to getting rid of your mortgage, too. And we shouldn’t ignore our emotions because they hugely influence our ability to stick to our plans. … Read more
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Having a closed account on your credit report can negatively impact your credit score As a result, you may be wondering if it’s possible to reopen a closed account and get it removed from your credit report. The answer is yes, you can reopen a closed account in some cases However, this isn’t always the … Read more
Paying your credit card balance in full and on time every month is one of the best things you can do for your credit. Not only does it help you avoid interest charges but it also shows lenders you’re able to manage credit responsibly. But what happens if you accidentally pay more than you owe … Read more
You may be wondering if the credit card interest you pay could save you some money on your taxes. The answer depends on several factors including how you use your credit card and on what kind of expenses. Credit card interest can be confusing when it comes to taxes. You may wonder if the interest … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
The phrase “use it or lose it” is a good one to keep in mind when it comes to credit card habits. How frequently you use your card can impact your credit score, help you avoid fees, keep your account active—and even earn you some great rewards! By asking yourself (or us!) “How often should … Read more
Hey there, fellow business owners! If you’re running a shop, online store, or any kinda gig where you process payments, you’ve likely heard of chargebacks. They’re a real pain in the backside, ain’t they? But here’s the kicker—what happens if a merchant does not respond to a chargeback? Spoiler alert it’s a straight-up disaster. We’re … Read more