You may worry about leaving your loved ones saddled with your student loan debt if you die when you still owe money. If youre wondering what happens to student loans when you die, the answer will depend on a number of factors, including whether your loans are federal or private and if you had a … Read more
Having unsecured debt like credit cards or personal loans can be stressful enough without worrying about your home being at risk Unfortunately, Texas law does allow creditors to potentially put a lien on your house for unsecured debts under certain circumstances Understanding how this can happen is key to protecting yourself. What Makes a Debt … Read more
Review your credit score and scoring factors to find out which accounts you should pay off first. As a general rule, prioritize past-due accounts and high-interest credit card debt over installment loans if you want to improve your credit. If youre focused on improving your credit scores, paying down or off certain debts can be … Read more
The advice in this article is offered by the team independent of any bank or credit card issuer. This article may contain from our partners, and terms may apply to offers linked or accessed through this page. as of posting date, but offers mentioned may have expired. Bankrate logo At Bankrate, we have a mission … Read more
When it comes to homeownership, the idea of receiving a refund of any kind is exciting. After all, you have the inevitable bills that come along with homeownership. That’s why an escrow refund can present an enticing prospect. Although escrow refunds are relatively rare, these welcomed transactions do exist! Let’s take a closer look to … Read more
Financial stability is a goal that most of us aim to achieve. However, life is unpredictable, and unexpected events, such as job loss, disability, or illness, can disrupt even the best-laid financial plans. This is where debt cancellation insurance can step in to provide a safety net. Find out what debt cancellation insurance is and … Read more
Depending on the interest rate, you can expect the monthly payment for a 30-year loan to range from $1,499 to $1,834. Before you take out a $250,000 mortgage, you’ll need to account for interest, insurance, taxes, closing costs, and more. Editorial disclosure: Our goal is to give you the tools and confidence you need to … Read more
High credit card balances and late payments are common culprits, but there are other factors worth checking. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
As the leading issuer of private label credit cards, we know a thing or two about options. Browse our cards, and find a convenient way to pay over time. Getting approved for credit can seem like a mysterious process. You fill out application after application, only to get rejected time and time again. What gives? … Read more