A credit score of 775 is considered excellent by most lenders. This high score means you have a proven track record of managing credit responsibly and paying bills on time. As a result, a 775 credit score opens the door to the most favorable loan terms and the best credit card rewards. Here’s an overview … Read more
If you’re thinking about replacing your existing mortgage with a new one, it’s important to understand the fees you’ll pay to make it happen. The cost to refinance a mortgage depends on various factors, including your loan size and lender, but you generally won’t pay more than 6% of your total loan amount. Making sense … Read more
Most married or engaged couples thinking of buying a house combine their income and credit scores when applying for a mortgage. But sometimes, doing so may not help you achieve your goals, provoking the question: Can a married couple buy a home with only one partnerâs name on the mortgage? The short answer is yes, … Read more
Americans with student loans who are behind on their payments could face having their wages garnished and other serious financial consequences now that the Trump administration restarted collections earlier this month. Repayments on student debt had been paused for five years since March 2020, when the COVID-19 pandemic disrupted the U.S. economy and caused unemployment … Read more
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Most people experience financial hardship at some point, and they usually find a way to get through it. So can you—youre doing the right thing by researching options to deal with your debt and learning whether your situation might qualify for debt resolution. Experiencing financial hardship can happen to anyone. Your income can take a … Read more
You’ve finally found your dream house, settled in, and started making it your own. But then something unexpected or circumstances happen, prompting you to consider selling the property sooner than expected. Or perhaps, you’ve purchased a property as an investment, completed the renovations you’d planned, and now it’s time to sell and move on to … Read more
You have a credit score of 684. Its a solid number, but not quite in the range of “Very Good” or “Excellent.” This score indicates a generally reliable credit history, though not without a few hiccups. A 684 credit score suggests moderate lending risk for lenders, meaning you might qualify for various financial products but … Read more
The Capital One Platinum Card is a straightforward, no-frills credit card aimed at consumers looking to build or rebuild their credit. One of the key features of this card is its relatively low credit limit compared to premium rewards cards. But what exactly is the limit on the Capital One Platinum Card, and how is … Read more
Some banks charge customers for having insufficient funds in their accounts. But a lot of banks are eliminating those fees. Banks charge a lot of fees — monthly service fees, ATM fees, excessive transaction fees and many more. While all those costs can be annoying, one of the most frustrating fees that can land on … Read more