How much does a couple need to retire today here in the UK, and how much does the State Pension contribute toward that aim are both very important questions. You don’t have to wonder any longer about how much the UK State Pension is for a couple or how much you and your spouse can … Read more
Retirement planning can feel like trying to hit a moving target. When you think you know the magic number for a comfortable monthly income in retirement, things like rising costs, changes in the market, or changes in your lifestyle can move the goalposts. Adding to the uncertainty right now, though, is the fact that the … Read more
Pensions, like most forms of income, incur taxes. However, there are ways to ensure you’re not unnecessarily overpaying in tax, even when you’ve retired. Are you approaching retirement and worried about the tax bite on your hard-earned pension? You’re not alone! One of the biggest shocks for many new retirees is discovering just how much … Read more
Whether you’re already retired—or are planning ahead for the time when you will be—it’s important to know how you’ll pay for your daily expenses. And your Social Security benefits likely play a starring financial role. Jen Teague, NCOA’s Director of Health Coverage and Benefits, said, “Social Security is the main source of income for most … Read more
Alright, fellow feds! Let me spill the beans on the million-dollar question that’s probably keeping you up at night as you approach your golden years – when exactly should you hang up your federal employee hat? As a financial advisor who’s helped hundreds of federal employees transition to retirement, I can tell you that timing … Read more
A lot of people worry that they won’t have enough money in retirement. Recently released data shows that 55.6 percent of Americans say they are not on track to retire comfortably, and an shocking 67 percent of Baby Boomers have no retirement savings at all. Yikes!. I’ve spent years helping people figure out how to … Read more
You’re not the only one who has looked at their pension and wondered, “Will this be enough?” The cost of living is always going up, and retirement could last twenty years. It’s very important to know how much money you’ll need as a pensioner in the UK. I’ve gathered the latest 2025 figures to help … Read more
The U. S. Last week, the Office of Personnel Management (OPM) emailed more than two million federal workers with an offer to pay them eight months’ pay if they quit. Initiated by the newly launched “Department of Government Efficiency” (DOGE), roughly 75,000 employees accepted the deal. The change underscores a broader shift of large institutions … Read more
Are you approaching 62 and wondering if you can tap into that IRA you’ve been building for years? I’ve got good news for you – yes, you absolutely can cash out your IRA at age 62! But before you rush to make that withdrawal, there are some important things you should understand about the process, … Read more
You’re not the only one who has looked at their bank account after getting a bonus or an inheritance and wondered, “Should I pay off my mortgage or put this money in the stock market?” People in America can’t sleep because of this financial crossroads, and the answer isn’t as simple as some “experts” might … Read more