Getting a car loan with a 686 credit score is definitely possible, but your interest rate may be higher than borrowers with excellent credit. While there is no specific minimum credit score needed to qualify for auto financing, most lenders view a score of 686 as average to good credit. By understanding how your credit … Read more
Just because you’ve had a few dings on your credit in the past doesn’t mean they have to permanently affect your financial future. If you believe you have bad credit, you can still look forward to buying a home if you make the right moves. We’ll go over the lowest credit score to buy a … Read more
A credit score of 775 is considered excellent by most lenders. This high score means you have a proven track record of managing credit responsibly and paying bills on time. As a result, a 775 credit score opens the door to the most favorable loan terms and the best credit card rewards. Here’s an overview … Read more
If you’re thinking about replacing your existing mortgage with a new one, it’s important to understand the fees you’ll pay to make it happen. The cost to refinance a mortgage depends on various factors, including your loan size and lender, but you generally won’t pay more than 6% of your total loan amount. Making sense … Read more
Most married or engaged couples thinking of buying a house combine their income and credit scores when applying for a mortgage. But sometimes, doing so may not help you achieve your goals, provoking the question: Can a married couple buy a home with only one partnerâs name on the mortgage? The short answer is yes, … Read more
Americans with student loans who are behind on their payments could face having their wages garnished and other serious financial consequences now that the Trump administration restarted collections earlier this month. Repayments on student debt had been paused for five years since March 2020, when the COVID-19 pandemic disrupted the U.S. economy and caused unemployment … Read more
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Most people experience financial hardship at some point, and they usually find a way to get through it. So can you—youre doing the right thing by researching options to deal with your debt and learning whether your situation might qualify for debt resolution. Experiencing financial hardship can happen to anyone. Your income can take a … Read more
You’ve finally found your dream house, settled in, and started making it your own. But then something unexpected or circumstances happen, prompting you to consider selling the property sooner than expected. Or perhaps, you’ve purchased a property as an investment, completed the renovations you’d planned, and now it’s time to sell and move on to … Read more
You have a credit score of 684. Its a solid number, but not quite in the range of “Very Good” or “Excellent.” This score indicates a generally reliable credit history, though not without a few hiccups. A 684 credit score suggests moderate lending risk for lenders, meaning you might qualify for various financial products but … Read more