If you recently bought a house and now realize that you need to sell it, don’t panic. While there are financial implications of selling a house soon after buying it, certain circumstances and life changes may make selling quickly a necessity and leave you wondering, “How soon can I sell my home after purchase?” In … Read more
Having a high credit limit can be beneficial in many ways. It allows you to make large purchases without maxing out your card, helps maintain a healthy credit utilization ratio, and gives you access to better credit card rewards and offers. But what if your current limit seems too low for your needs? The good … Read more
Credit checks coming from lenders are reported to the credit reporting companies as an “inquiry.” An inquiry typically has a small negative effect on your credit scores. Inquiries can be seen by other lenders when they check your credit. Inquiries tell other lenders that you are thinking of taking on new debt. An inquiry typically … Read more
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Having negative information on your credit report can significantly damage your credit score and make it harder to get approved for loans credit cards, and other financial products. Late payments, collections accounts and other derogatory marks may remain on your credit report for up to 7 years. But in some cases, you may be able … Read more
You may worry about leaving your loved ones saddled with your student loan debt if you die when you still owe money. If youre wondering what happens to student loans when you die, the answer will depend on a number of factors, including whether your loans are federal or private and if you had a … Read more
Having unsecured debt like credit cards or personal loans can be stressful enough without worrying about your home being at risk Unfortunately, Texas law does allow creditors to potentially put a lien on your house for unsecured debts under certain circumstances Understanding how this can happen is key to protecting yourself. What Makes a Debt … Read more
Review your credit score and scoring factors to find out which accounts you should pay off first. As a general rule, prioritize past-due accounts and high-interest credit card debt over installment loans if you want to improve your credit. If youre focused on improving your credit scores, paying down or off certain debts can be … Read more
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When it comes to homeownership, the idea of receiving a refund of any kind is exciting. After all, you have the inevitable bills that come along with homeownership. That’s why an escrow refund can present an enticing prospect. Although escrow refunds are relatively rare, these welcomed transactions do exist! Let’s take a closer look to … Read more