Hey there friend! Ever found yourself in a tight spot needing cash like yesterday for a busted car or an unexpected bill? I’ve been there, and lemme tell ya, it’s stressful as heck. That’s where somethin’ called a CAB loan comes into play, especially if you’re in Texas. If you’re scratchin’ your head wondering, “What’s … Read more
Hey there, folks! Ever checked your credit report and spotted a hard inquiry you didn’t green-light? Man, that’s a gut punch, ain’t it? If a company ran your credit without your say-so, you’re prolly wondering, “Can I sue their sorry butts for this?” Well, I’m here to tell ya—yep, you sure can in many cases, … Read more
With housing prices soaring, finding an affordable place to call home can be challenging. One option to explore is HUD homes, which are often sold for less than their market value. But what is a HUD home, and how can you determine whether it’s the right choice for you? Here’s what to know. Key takeaways … Read more
Hey there, folks. If you’re wondering if a 615 credit score is something to brag about or if it’s time to panic a bit, I’ve got ya covered. Straight up, no, 615 ain’t considered a good credit score—it’s more in the fair to poor range, which can make things like getting loans or low interest … Read more
so you’re wondering if those monthly mortgage payments count as savings. Short answer? Not exactly in the traditional sense, but they do build something valuable over time—like equity in your home. It’s more like a forced investment than stashing cash in a piggy bank, and I’ll dive into why that matters for your finances. I … Read more
Hey there, folks! If you’re hunting for honest takes on State National Insurance Company, I’ve got you covered. In this deep dive, we’ll break down what real customers are saying, the good, the bad, and everything in between, all in simple terms so you can decide if they’re worth your time and money. State National … Read more
Building wealth needs to be done methodically and sensibly. Whether starting your own business, investing in stocks, or buying into an established business, you must ensure that you have a plan and conduct research. If you’re prepared to do these things, then turning 10K into 100K quickly is entirely possible for you. Let’s explore the … Read more
If you’ve been watching the stock market take a nosedive lately and wondering how to protect your investments – or even make a profit during downturns – you’re in the right place. I’ve been trading options for years, and buying puts is one of my favorite strategies when I smell trouble in the markets. But … Read more
Have you been saving for retirement for what feels like forever? Yeah, me too After decades of squirreling away cash, the last thing any of us wants is to blow it all on avoidable mistakes. I’ve seen way too many people reach their golden years only to watch their nest egg shrink faster than a … Read more
Are you searching for ways to generate consistent income from your investments? Maybe you’re wondering does Schwab have a dividend fund? The answer is a resounding YES! Charles Schwab offers an excellent option for dividend-seeking investors through the Schwab Dividend Equity Fund (SWDSX), As someone who’s spent years exploring dividend investing strategies, I’ve found that … Read more
Have you ever laid awake at night wondering if your hard-earned money is truly safe with your broker? I know I have. As someone who’s been investing for years, the question “is TD Ameritrade safe?” comes up a lot among my fellow investors – especially with the recent Schwab acquisition Let’s cut right to the … Read more
Have you jumped into the crypto world and now wondering when’s the best time to cash out? Well, I’ve got news for ya – the timing of your Bitcoin sale can seriously impact how much Uncle Sam takes from your profits Let’s dive into the nitty-gritty of Bitcoin holding periods and make sure you’re not … Read more
Have you ever wondered how much those options traders are actually pocketing each year? I’ve been researching this question for weeks and lemme tell ya the answers might shock you! Whether your curious about jumping into options trading yourself or just nosy about other people’s income (hey, no judgement here), this article will break down … Read more
If your employer allows 401(k) trading, you may want to trade securities with your 401(k) money. Find out how often you can buy and sell in your 401(k).3 min read Traditionally, a 401(k) account was designed as a place where employees could accumulate retirement savings rather than a brokerage account where they could trade securities. … Read more
In trading, your stock buying power is your ammo. Regardless of how strong your skill sets are, lack of ammo leaves you without an offense or a defense. Knowledge of your changing intraday buying power is crucial to assessing your risk thresholds and preventing self-inflicted wounds (IE: getting caught in a short squeeze). Knowing how … Read more
This is the third post in a series of posts on options trading. You can read this one out of order since it applies to almost everything you do in the stock market, including buying shares of stock. Hey there, fellow investors! Today I wanna talk about something that keeps many potential traders up at … Read more