Hey there friend! Ever found yourself in a tight spot needing cash like yesterday for a busted car or an unexpected bill? I’ve been there, and lemme tell ya, it’s stressful as heck. That’s where somethin’ called a CAB loan comes into play, especially if you’re in Texas. If you’re scratchin’ your head wondering, “What’s … Read more
Hey there, folks! Ever checked your credit report and spotted a hard inquiry you didn’t green-light? Man, that’s a gut punch, ain’t it? If a company ran your credit without your say-so, you’re prolly wondering, “Can I sue their sorry butts for this?” Well, I’m here to tell ya—yep, you sure can in many cases, … Read more
With housing prices soaring, finding an affordable place to call home can be challenging. One option to explore is HUD homes, which are often sold for less than their market value. But what is a HUD home, and how can you determine whether it’s the right choice for you? Here’s what to know. Key takeaways … Read more
Hey there, folks. If you’re wondering if a 615 credit score is something to brag about or if it’s time to panic a bit, I’ve got ya covered. Straight up, no, 615 ain’t considered a good credit score—it’s more in the fair to poor range, which can make things like getting loans or low interest … Read more
so you’re wondering if those monthly mortgage payments count as savings. Short answer? Not exactly in the traditional sense, but they do build something valuable over time—like equity in your home. It’s more like a forced investment than stashing cash in a piggy bank, and I’ll dive into why that matters for your finances. I … Read more
Hey there, folks! If you’re hunting for honest takes on State National Insurance Company, I’ve got you covered. In this deep dive, we’ll break down what real customers are saying, the good, the bad, and everything in between, all in simple terms so you can decide if they’re worth your time and money. State National … Read more
When someone dies, the difficult process by which financial institutions allow the deceased person’s funds to be released has long been cause for complaint. Financial institutions usually require executors to get a Grant of Probate before they can access money in a deceased person’s account. This is a legal document that confirms the executor has … Read more
Yes, probate fees can be paid from the estate assets before distributions to beneficiaries. The estate itself—not the personal representative or beneficiaries personally—is responsible for covering all legitimate probate expenses including court costs, attorney fees, and executor compensation. Understanding Probate Fees and Estate Payment When someone passes away their estate goes through probate—the court-supervised process … Read more
Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy. Bankrate logo. Founded in 1976, Bankrate has a long track record of helping people make smart financial … Read more
Have you ever wondered how your super compares with people your age? Use this guide from the Association of Superannuation Funds (ASFA) to see if your super is on track with the average account balance across your age group and gender. Ever wondered if your retirement nest egg is on track? You’re not alone As … Read more
How much do you need to save for retirement? Its one of the most common questions people have. And no wonder. There are so many imponderables: When will you retire? How much will you spend in retirement? And for how long?. Thats why we did extensive analysis to come up with age-based retirement savings factors … Read more
The Canada Pension Plan (CPP) enhancement, which was introduced on January 1, 2019, is designed to help increase retirement income for working Canadians and their families. The CPP is a mandatory pension plan financed by contributions from employees, employers and self-employed individuals. Almost all workers in Canada are covered by it, except those in Quebec, … Read more
The average retirement age in the U.S. is 62 — a figure that’s been rising since the 1990s. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this does not influence … Read more
Once you have made your will, you want to ensure a copy of your will gets to those people who will need it. Your will must be carried out after you die, which means that the instructions you gave for the distribution of your assets and final instructions must be followed. This raises the issue … Read more
Many companies offer the benefits of a pension scheme to their employees. They take a variety of forms but the main types are: Under these schemes, contributions are paid into a pension fund constituted and administered under irrevocable trust. The trustees invest or use the fund’s money in some other way that helps the fund … Read more
Have you been waiting months or even years for a loved one’s estate to go through probate? You’re not alone! As someone who has helped many clients navigate this frustrating process, I can tell you that probate delays are incredibly common and extremely annoying for families trying to move forward after losing someone Let’s dive … Read more