India has a massive pool of investors, including both newbies and proficients. Currently, their number stands in crores (yes, crores!).
These factions invest in multiple investment options, including Stocks, Mutual Funds, Futures and Options and whatnot!
While there are umpteen investment options, only a few reliable investment platforms in our nation allow investing in such investment alternatives.
The revolutionary year of 2016 saw Groww coming to life with the sole motive of offering investors and traders a seamless online investment platform. With our crystalline vision to furnish a safe, easy, fast and transparent online platform, we began our journey.
We believe so, as our primary pursuit is to let investors explore the abundance of investment opportunity that lies in our nation.
Amidst this, people often wonder whether the Groww app is safe or not, which we believe is a genuine concern. Well, to clear all the clouds of doubts, yes, Groww is the safest platform you could use to invest and grow (rather Groww) your financial standings.
TL;DR: Groww has evolved into a solid platform for stock investments, especially for beginners, with its user-friendly interface, zero brokerage on equity delivery, and educational resources. However, it still has some limitations compared to traditional brokers when it comes to advanced trading tools.
Are you thinking about jumping into the stock market but not sure if Groww is the right platform for your investment journey? I’ve been using various investment apps for years, and today I’ll break down everything you need to know about using Groww for stock investments.
What Exactly is Groww?
Groww is a fintech platform that’s gained massive popularity in India since its launch in 2016. Initially started as a mutual fund investment platform, Groww expanded its offerings to include stocks, ETFs, IPOs, F&Os, and even US stocks. The company’s mission has always been to simplify investing for the average person, and honestly, they’ve done a pretty good job at it.
The Good Stuff About Groww for Stock Investments
1. Super Beginner-Friendly Interface
One thing I absolutely love about Groww is how simple they’ve made everything. When I first started investing, all those charts and numbers made my head spin! But Groww’s clean interface makes it way less intimidating. The app is designed with simplicity in mind – big buttons, easy navigation, and a straightforward process to buy or sell stocks.
2. Zero Brokerage on Equity Delivery
This is a huge plus! Groww charges zero brokerage for equity delivery trades, which means if you’re buying stocks to hold them (not intraday trading), you don’t pay any commission to Groww You’ll only need to pay the regulatory charges which are mandatory across all platforms.
3. Educational Content That Actually Helps
Groww doesn’t just give you a platform to invest; they actually try to educate you:
- In-depth company information
- Simplified financial metrics
- Stock screeners to filter stocks based on different criteria
- Regular market updates and insights
- Beginner-friendly blogs and explainers
I found their “Groww Digest” newsletter pretty useful when I was starting out.
4. Quick and Easy Account Opening
Setting up an account on Groww is super fast. You can complete your KYC online, and usually, your account gets activated within a day. Trust me, this is much faster than the traditional brokerages where you might need to visit their office or wait for paperwork.
5. Diverse Investment Options
Beyond just stocks, Groww offers
- Mutual funds (direct plans)
- ETFs (Exchange Traded Funds)
- IPOs (Initial Public Offerings)
- US stocks
- Gold
- F&O (Futures & Options)
This makes it a one-stop shop for different investment needs.
The Not-So-Great Aspects of Groww for Stocks
1. Limited Advanced Trading Tools
If you’re an advanced trader who needs sophisticated charting tools, screeners, or technical analysis indicators, Groww might feel a bit basic. The platform is built for simplicity, which means it sacrifices some of the advanced features that experienced traders might want.
2. Occasional Technical Glitches
I’ve experienced some server issues during high market volatility days. Not a deal-breaker for long-term investors, but definitely annoying if you’re trying to execute time-sensitive trades. The app sometimes freezes or logs you out during peak trading hours.
3. Basic Research Tools
While Groww provides good fundamental data about companies, their research section isn’t as comprehensive as what you’d find on platforms like Zerodha’s Varsity or traditional brokers’ research reports. You might need to supplement your research with other sources.
4. Customer Support Could Be Better
The customer support is primarily chat-based and email-based. Sometimes, getting complex issues resolved can take time. I once had an issue with a failed trade that took almost 3 days to resolve.
Fees and Charges on Groww
Let’s talk money – what will it cost you to use Groww for stocks?
| Type of Fee | Amount | My Comments |
|---|---|---|
| Account Opening | ₹0 | Completely free, which is great |
| Annual Maintenance | ₹0 | No hidden annual fees |
| Equity Delivery | ₹0 brokerage | Only regulatory charges apply |
| Intraday Trading | 0.05% or ₹20 per executed order (whichever is lower) | Competitive but not the lowest |
| F&O Trading | ₹20 per executed order | Flat fee structure is simple to understand |
| Demat AMC | ₹0 | No annual demat maintenance charge |
Who Should Use Groww for Stocks?
Perfect for:
- First-time investors who value simplicity over advanced features
- Long-term investors looking for zero brokerage delivery trades
- Mutual fund investors who want to explore stocks without changing platforms
- People on a budget who don’t want to pay account opening or maintenance fees
- Mobile-first users who prefer doing everything on their smartphone
Not ideal for:
- Day traders who need advanced charting and quick execution
- Technical analysts who rely heavily on multiple indicators and drawing tools
- High-frequency traders who might be affected by occasional app glitches
- Investors needing extensive research reports and sector analysis
My Personal Experience with Groww
I started using Groww about 3 years ago, mainly for mutual funds. When they introduced stocks, I decided to give it a try. The transition was smooth, and I found myself appreciating the simple interface especially when checking my portfolio while on the go.
However, I did notice that during major market events like budget announcements or significant global developments, the app would sometimes lag or even crash briefly. This isn’t unique to Groww though – many investment platforms face similar issues during high-traffic periods.
For my long-term investments and SIPs, Groww has been perfect. But for more active trading, I’ve occasionally used other platforms with more robust tools.
How to Get Started with Groww for Stock Investment
If you’re convinced Groww might be right for you, here’s how to get started:
- Download the app from Google Play Store or Apple App Store, or visit their website
- Sign up using your email or phone number
- Complete KYC by providing your PAN, Aadhaar, and a selfie
- Link your bank account for seamless transactions
- Fund your account by transferring money from your linked bank
- Start exploring stocks using their discovery and search features
- Make your first purchase by selecting a stock and placing an order
The entire process usually takes less than 24 hours, depending on KYC verification speed.
Alternatives to Consider
If you’re not fully convinced about Groww, here are some alternatives worth looking at:
- Zerodha – More advanced trading tools but slightly steeper learning curve
- Upstox – Similar to Groww with some additional features
- Angel Broking – Good mix of traditional brokerage benefits with modern app
- 5paisa – Known for competitive pricing structure
- ICICI Direct – If you prefer a bank-backed platform with integrated banking
Final Thoughts: Is Groww Good for Stocks in 2025?
Groww has come a long way since its inception and has established itself as a reliable platform for stock investments, especially for beginners and long-term investors. The zero brokerage on delivery trades, combined with the user-friendly interface, makes it an excellent choice for those just starting their investment journey.
That said, it’s not perfect. The platform lacks some advanced features that experienced traders might need, and occasional technical glitches can be frustrating during volatile market conditions.
For most new investors though, these limitations aren’t deal-breakers. The educational resources, clean interface, and straightforward fee structure outweigh the drawbacks.
My advice? If you’re new to investing and looking for a simple platform to start your stock market journey, Groww is definitely worth considering. It removes many of the barriers that traditionally made stock investing seem intimidating.
But remember, no platform can substitute for good investment knowledge. Use the educational resources Groww provides, do your own research, and start with small investments as you learn the ropes.
Have you used Groww for stocks? What has been your experience? I’d love to hear your thoughts and answer any questions in the comments below!
Happy investing!
FAQ About Groww for Stock Investments
Is Groww safe for stock investments?
Yes, Groww is a SEBI-registered investment platform with proper security measures including 2FA and encryption. Your investments are held in a demat account regulated by depositories.
How much money do I need to start investing in stocks through Groww?
You can start with as little as the price of one share, which could be as low as ₹10 depending on the company. There’s no minimum deposit requirement.
Can I invest in US stocks through Groww?
Yes, Groww offers a feature to invest in US stocks, though there are some limitations and additional fees compared to Indian stocks.
Does Groww charge any hidden fees?
No, Groww is transparent about its fee structure. The main charges are regulatory fees for all trades and brokerage for intraday and F&O trading.
Can I transfer my existing stocks to Groww?
Yes, you can transfer your holdings from another demat account to Groww through the standard demat transfer process.
Is Groww App Safe? Here’re All the Reasons Why It Is
We have listed out many of the reasons why Groww is a safe online platform for investment-
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Incorporated with Legal Memberships
Groww is a CDSL Depository Participant and Stock Broker registered with the Securities and Exchange Board of India (SEBI). It is also a prominent member of stock exchanges like NSE, BSE, etc.
We have all the legal memberships and are accredited with the required licenses making us a secure platform for investment.
Since many traders fall prey to unauthorised advisors, registering with SEBI and meeting all the compliance formalities was our foremost priority.
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Customer-Centric Principles
Groww has always had (and will always have) a customer-first approach. We always adhere to serving our valuable customers with the most transparent and seamless investment platform that assists them in meeting their financial aspirations.
We never compromise with the quality of service, ensuring the safety of the medium our customers use to invest.
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Pricing Model
We have a single brokerage rate for each of our customers that ensures the chopping off of any operational risks that may follow.
Our simple model of pricing, with no hidden charges, makes us stand firm and crystal clear in front of our customers.
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Out-and-out Transparency
In this blog, we have mentioned the word ‘transparent’ quite often. You might have noticed the same already by now, right?
Well, offering a transparent investment platform is one of the principal philosophies we follow at Groww. We are stringent in adhering to this as customers urge a reliable investment platform that doesn’t pledge false promises.
One of a customers basic needs is to avail of a secure investment platform that offers them the safe service to invest their funds securely. We understand their concern and hence assure offering the services with seamless transparency.
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Walled with Layers of Security
One of our highest priorities at Groww is to secure each of our customer’s data with paramount security. To ensure so, we have built a high level of encryption that safeguards our customers critical information, their transactions, their investments out and about, etc.
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Pillared with Integrity
We sincerely acknowledge that every investor, new or skilled, needs a safe and honest investment platform that does not impede but assists in meeting their financial objectives.
We understood the lack of the same in India and moved ahead aggressively to create a platform that bridges this integrity gap.
We built Groww with a vision to be completely honest with our customers and to have them always informed about where and how their investments are directed.
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Privacy Policy
Our direct and clear privacy policy states to keep each customer’s data private, secure, and unadulterated.
Groww app is safe as the customer information that we receive is collected, processed and stored securely. It is never compromised and inhabits safely under our secure storage.
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Trusted by Millions of Users Across India
Gaining a customer’s trust is not easy in a world full of web lies. But since our inception, we gained the trust of hundreds of users with our matchless and honest services.
Those hundreds of customers turned into millions in no time and have trusted us completely while investing their hard-earned money through our platform.
We give it to our honest and forthright policies that helped us gain so.