As a strategic partner who helps clients navigate and grow in changing circumstances, Tina is responsible for the direct management of the Citizens Wealth Management financial planning and estate planning team, including a team of CERTIFIED FINANCIAL PLANNERS™, estate and tax planners, and trust officers. Most people look forward to their retirement, dreaming of a … Read more
You’ve saved $300,000 and want to know if you can quit your desk job at age 60. First, let me tell you how proud I am that you’ve saved that much—you’re ahead of a lot of Americans! But is that enough to cover 25 years of retirement? Let’s start by being honest about this question. … Read more
Quick Answer: Absolutely! You can definitely roll your Roth IRA to another Roth IRA without penalties or tax consequences, as long as you complete the rollover correctly. Hey there, fellow retirement savers! I’ve been diving deep into Roth IRA rollovers lately, and lemme tell you – there’s a bunch of confusing info out there. So … Read more
Unfortunately, the answer to this question is yes, an executor can be held liable. If you have an attorney, ensure that they are a qualified probate attorney. It is important for an Independent Executor to know a lot of things in order to do their job well. A qualified attorney will tell you exactly what … Read more
The senior citizen population is large, growing, and by some estimates, hold two-thirds of the individual wealth in the United States. By the year 2050, the number of seniors is projected to be nearly twice as large as it was in 2012. Since many seniors have been able to save up a nest egg for … Read more
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and … Read more
Forget waiting for Social Security and Medicare to kick in. You may be able to retire sooner than you think. When you purchase through links on our site, we may earn an affiliate commission. Here’s how it works. Its possible to retire at 60, even though the average age for retirement is 62. Many Americans … Read more
Retiring doesn’t mean you need to immediately withdraw your superannuation. In fact, leaving your money in super after retirement can be a smart financial strategy depending on your circumstances. Many Australians wonder if keeping their retirement savings in the superannuation system is allowed or beneficial. The short answer is yes – you absolutely can leave … Read more
Living on the Edge: Millions of Seniors Depend Entirely on Monthly Benefit Checks If your only source of income in retirement was your Social Security check, have you ever thought about what that would be like? For nearly 22 million American seniors, this isn’t just a question; it’s their everyday life. According to the most … Read more
Are you worried about having enough money for retirement? You’re not alone. The state of retirement savings in America is alarming, with a significant portion of retirees and soon-to-be retirees having little to no savings set aside for their golden years. This financial reality has created what many experts are calling a retirement crisis. The … Read more