If you have more than one bank account at the same financial institution, chances are theyâre already linked to each other. Linking to external bank accounts or third-party apps may require a few simple steps. If you have two or more bank accounts, such as a savings and checking account, you may want to link … Read more
Getting married is an exciting milestone in life However, when one partner brings a lot of debt into the marriage, it can put a damper on things Debt is one of the leading causes of stress in relationships. So, should you go through with marrying someone who has a lot of debt? Here’s a detailed … Read more
If you owe a tax debt and cant pay all or part of it, the IRS can help. You have options to resolve your tax bill. Facing a large tax debt can feel overwhelming. The letters and calls from the IRS instill fear and panic. You may wonder, “Can I get my IRS debt forgiven?” … Read more
You hit a financial snag and cant make your payments. Your accounts fall behind and then eventually charge off and get sent to collections. But thats not the end. Next you receive a summons and discover that youre being sued by your creditors. They win and now a big chunk of your paycheck is being … Read more
âDerogatoryâ is seen as negative to lenders, and can include late payments, collection accounts, bankruptcy, charge-offs and other negative marks on your credit report. This can impact your ability to qualify for new credit. A derogatory item is considered negative, and typically indicates a serious delinquency or late payments. Derogatory items represent significant credit risk … Read more
A 790 credit score is considered good. In fact, it falls into the very good category on the popular FICO® scale, and on the VantageScore scale, it’s even better, landing in the superprime or excellent range. Having a very good or exceptional credit score means you can usually qualify for many credit products, often with … Read more
Refinancing your mortgage can be a great way to save money on interest and pay off your home faster. But is it always worth it especially if you refinance to a shorter 10 year term? There are pros and cons to weigh when considering refinancing to a 10 year mortgage. What is Refinancing? First, let’s … Read more
Checking your own credit report or score wonât affect your credit scores. Itâs an example of a soft inquiryâa request for credit info that does not affect credit scores. Checking your own credit reports, or credit scores based on them, wont have any impact on your credit scores. Learn how you can check your credit … Read more
In this fresh guide, well address the common question, “How much can I borrow with an 800 credit score?” Well explore the borrowing capabilities associated with this exceptional credit score, highlighting how it enhances your loan approval chances and qualifies you for the most favorable terms. Also, well explore the factors that influence the loan … Read more
Equity release allows homeowners to access the wealth tied up in their properties while continuing to live there With UK house prices rising over the years, many older homeowners have built up substantial equity in their homes Equity release provides a way to tap into this money if needed. However equity release involves taking out … Read more