Hey there, if you’re staring down the barrel of missed mortgage payments and the word “foreclosure” is keepin’ you up at night, I feel ya. I’ve seen folks in this exact mess, wonderin’ if there’s a way out without losin’ everything. So, can you give your house back to the bank and dodge that foreclosure … Read more
Hey there, friend! If you’re sittin’ around wondering, “Is buying a house in cash a good idea?” then you’ve come to the right spot. I’ve been down this road, crunching numbers and stressin’ over whether to drop a fat stack of cash on a home or play it safe with a mortgage. Spoiler alert: there … Read more
Aim to spend no more than 10% of your monthly take-home pay on a car payment, but you may have flexibility. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their … Read more
Hey there, folks! If you’re sittin’ there wonderin’, “Can creditors come after my spouse for my debt?” then you’ve landed in the right spot Here at [Your Company Name], we’re all about breakin’ down the tough financial stuff so you don’t gotta scratch your head over it Real quick—can they? Well, it depends on where … Read more
The advice in this article is offered by the team independent of any bank or credit card issuer. This article may contain from our partners, and terms may apply to offers linked or accessed through this page. as of posting date, but offers mentioned may have expired. Bankrate logo At Bankrate, we have a mission … Read more
If it’s status you’re after, this gold-plated card might be worth it but only if you can afford the annual fee. Feb 20, 2025 / 13 min At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Heres … Read more
Hey there, dreamer! Ever pictured yourself unlockin’ the door to your very own home, but thought, “Nah, I ain’t got the cash or the credit for that”? Well, lemme tell ya, the FHA Loan Program might just be the key you’ve been lookin’ for If the idea of owning a place feels outta reach, stick … Read more
Hey there, fam! If you’re wondering, “Does Credit Sesame impact your score?” lemme put your mind at ease right off the bat. Nah, it doesn’t. Not even a lil’ bit. Using Credit Sesame to check your credit is what’s called a “soft inquiry,” which means it won’t touch your credit score at all. Unlike those … Read more
If you can’t pay your mortgage or are worried about missing a mortgage payment, call your mortgage servicer right away. You should also contact a HUD-approved housing counseling agency to get free, expert assistance on avoiding foreclosure. Hey there, friend! Ever wondered if you can just stroll up to your lender with a fat stack … Read more
A tier 2 credit score is a score that falls within the range of 670 and 799. Higher credit scores would be categorized within the first credit tier while scores below 670 would fall under the third credit tier. A credit tier is a way of organizing consumers and their credit scores. The most common … Read more