Investment products are not insured by the FDIC, are not a deposit or other obligation of, or guaranteed by, First Federal Bank of Kansas City, and are subject to investment risks, including the possible loss of principal amount invested. First Federal Bank of Kansas City does not provide legal, tax or accounting advice. We recommend … Read more
For fast and easy personal loans, Fig is a competitive option – as long as you have good credit. Fig offers quick and easy personal loans of up to $35,000, a fast online application process and funding in as little as one business day. The company promises no additional fees, no early repayment fees and … Read more
While you havent spotted any obvious reasons to explain why your FICO® score has been dropping over the last few months, there may be less-than-obvious changes to your credit profile which may have caused this drop. Keep in mind that your FICO score is essentially a predictive tool that evaluates your risk to a lender … Read more
Getting calls from debt collectors can be stressful and scary. Your first instinct might be to ignore the calls and hope the problem goes away. But is avoiding debt collectors really the best approach? In this article, we’ll look at the pros and cons of answering debt collector calls so you can make an informed … Read more
Theres not a one-size-fits-all solution for the number of credit cards a person should own. However, its generally a good idea to have two or three active credit card accounts, in addition to other types of credit such as student loans, an auto loan or a mortgage. Just remember: The number of credit cards you … Read more
Federal Housing Administration (FHA) mortgage loans, which are government backed, have more lenient qualification requirements than conventional loans. However, theyâre not used to fund the purchase of an investment property, with an exception. If youâre willing to commit to treating one unit of a multi-unit investment property as your primary residence for at least a … Read more
For a score with a range of 300 to 850, a credit score of 670 to 739 is considered good. Credit scores of 740 and above are very good while 800 and higher are excellent. For credit scores that range from 300 to 850, a credit score in the mid to high 600s or above … Read more
Getting approved for a $250,000 mortgage may seem like a lofty goal, but it is very achievable for many homebuyers. With the right income, credit score, down payment, and overall finances, a quarter-million-dollar home loan is within reach. Key Factors That Determine Your Eligibility When applying for a $250k mortgage, lenders will carefully evaluate these … Read more
Can You Negotiate With Sallie Mae? Sallie Mae, formally known as SLM Corporation, is a major student loan servicer in the United States. They service both federal and private student loans With over 40 million borrowers and hundreds of billions in student loans, Sallie Mae is a dominant force in student lending. As a servicer … Read more
No one opens and contributes to a workplace savings account like a 401(k) or a 403(b) expecting to need their hard-earned savings before retirement. But if you find you need money, and no other sources are available, your 401(k) could be an option. The key is to keep your eye on the long-term even as … Read more