Selling a home can result in a significant capital gains tax liability, but there are several ways to reduce this burden. Here are four effective strategies to minimize capital gains on the sale of your home: When you sell your home at a profit, you may owe capital gains taxes on the difference between what … Read more
Learn how to find the available credit on your Apple Card, the credit limit, APR, and how to request a credit limit increase. As an Apple Card holder, your credit limit determines how much you can spend on your card. A higher limit means more purchasing power, while a lower limit restricts your spending. So … Read more
When you buy a home, do you know what costs and cash you’ll need to pay at closing? If you aren’t sure what “cash to close” means, what your closing cost amounts are or how to pay them, read on to learn more. When you are in the process of buying a new home, there … Read more
Buying a home is an exciting affair. And one of the most exciting moments – besides getting your house keys – is learning that your mortgage has been declared “clear to close.” Based on the name, you may think that means everything is complete and nothing else is needed. Unfortunately, that’s not 100% accurate. There’s … Read more
This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. The income needed for a $450,000 mortgage varies based on a few factors, but generally speaking, an income of $130,000 would put you in the position to afford a $450,000 mortgage. You … Read more
Your score falls within the range of scores, from 580 to 669, considered Fair. A 637 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications. Other lenders that specialize in “subprime” lending, are happy to work … Read more
Join us at Gerald and experience a new way to shop for your recurring and essential household needs. Disclaimer: Activation of cash advances requires a portion to be used for buy now, pay later purchases at Geralds store, Cornerstore. Cash advances have no transfer fees, subscription costs, interest, or down payments. In todays digital world, … Read more
Receiving an inheritance can be a life-changing event Whether you are expecting an inheritance or it comes as a surprise, knowing what to do when the money arrives can help you make the most of your windfall This guide will walk you through the key steps for receiving inheritance money so you can avoid common … Read more
In most states the minimum age to buy a house is 18 years old, which is when individuals reach the age of majority and have full legal rights. However, when considering their readiness to buy a house, first-time homebuyers should weigh other factors besides their age, such as their financial preparedness and level of understanding … Read more
A 735 credit score is considered a good score in the lending industry and can increase your access to financing, credit cards, and affordable interest rates. This credit score likely comes from a track record of consistent, healthy habits with debt. As a result, lenders typically feel comfortable with borrowers in this range, sometimes offering … Read more