You could elevate your credit score with tips such as making on-time payments, paying credit card bills more than once a month, becoming an authorized user and fixing credit report errors. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on … Read more
Investing in real estate can be highly rewarding, but coming up with the initial down payment is often the biggest hurdle for aspiring investors With property prices on the rise, putting 20% or more down can tie up a significant amount of capital. Fortunately, there are ways to acquire investment properties with little to no … Read more
Spotloans are a type of short-term, high-interest loan that can provide quick access to cash in an emergency While they may seem like an easy fix, these loans can quickly spiral out of control if you fall behind on payments. So what actually happens if you don’t pay back your Spotloan? Let’s take a closer … Read more
Most married or engaged couples thinking of buying a house combine their income and credit scores when applying for a mortgage. But sometimes, doing so may not help you achieve your goals, provoking the question: Can a married couple buy a home with only one partnerâs name on the mortgage? The short answer is yes, … Read more
A mortgage is an agreement between you and a lender that gives the lender the right to take your property if you don’t repay the money you’ve borrowed plus interest. Mortgage loans are used to buy a home or to borrow money against the value of a home you already own. Mortgages are one of … Read more
Many students know theyâll have to borrow money to help with college expenses, and thatâs normal. Borrowing money responsibly and paying it back on time is a part of life for many of us. So, itâs important to understand what it means to take on student loan debt and how to handle it smartly. The … Read more
Closing on a new home may seem like a daunting task, but with the checklist below, you’ll be more than prepared for the closing table. Closing on a home can be an exciting yet stressful time As the big day approaches, it’s normal to feel some anxiety about making sure you have everything in order … Read more
Selling a home can result in a significant capital gains tax liability, but there are several ways to reduce this burden. Here are four effective strategies to minimize capital gains on the sale of your home: When you sell your home at a profit, you may owe capital gains taxes on the difference between what … Read more
Learn how to find the available credit on your Apple Card, the credit limit, APR, and how to request a credit limit increase. As an Apple Card holder, your credit limit determines how much you can spend on your card. A higher limit means more purchasing power, while a lower limit restricts your spending. So … Read more
When you buy a home, do you know what costs and cash you’ll need to pay at closing? If you aren’t sure what “cash to close” means, what your closing cost amounts are or how to pay them, read on to learn more. When you are in the process of buying a new home, there … Read more