Aim to spend no more than 10% of your monthly take-home pay on a car payment, but you may have flexibility. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their … Read more
Paying off a $100k mortgage in only 5 years may seem like an impossible feat. But with strategic planning, financial discipline, and some major lifestyle adjustments, it is achievable for many homeowners. Why Pay Off a Mortgage Early? There are several benefits to paying off your mortgage ahead of schedule You’ll save a tremendous amount … Read more
Roughly 66% of cars financed go to borrowers with scores of 661 or higher, but those with lower scores have options. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their … Read more
The specific terms of 7(a) loans are negotiated between the borrower and the participating lender, subject to the requirements of the SBA. In general, the following provisions apply to all SBA 7(a) loans. While the vast majority of businesses are eligible for financial assistance from SBA, some are not. If you’re looking to get financing … Read more
Getting cash back when making purchases is a convenient way to access funds without having to visit an ATM, Many stores like Walmart allow customers to get cash back when paying with debit cards But can you also get cash back at Walmart with a credit card? The short answer is yes, you can get … Read more
HomeRiver Group, with its vast experience in property management across multiple states, stresses the importance of understanding the potential legal and financial risks involved. Our commitment is to provide our clients with exceptional service backed by local expertise, ensuring that decisions regarding property management are made with the highest level of professional guidance. As the … Read more
Buying a house is an exciting milestone in life. However, the process can be daunting especially if you have limited credit history or a low credit score. This is where a cosigner can help. A cosigner is someone who agrees to be legally responsible for repaying your mortgage if you can’t make the payments yourself. … Read more
Carrying a balance on your credit card means youâve paid off a portion of what you owe and left the rest for the next billing cycle. There are lots of reasons you might carry a balance. But itâs important to understand how it might affect interest charges, credit scores and more. Leaving a small balance … Read more
A natural disaster or emergency can cause a significant disruption in business revenue. The SBA offers disaster loans with relatively low interest rates to help businesses meet expenses and assist in rebuilding. Getting approval for an SBA disaster loan can be a crucial lifeline for businesses affected by disasters. However, many business owners are unsure … Read more
So, you’ve saved for your deposit and you’ve found the perfect home – it’s an exciting time for many, but then reality starts to hit and you’re asking how much of your income should go to a mortgagel. Questions surrounding how much you can afford to borrow, mortgage costs, and what it all means can … Read more