Hey there, if you’re asking yourself, “How do I separate my credit from my husband?” you’re probably in the middle of a divorce storm, and let me tell ya, it ain’t no picnic. Here’s a jaw-dropper to kick things off did ya know that a huge chunk of folks—around 38%—see their credit score tank by … Read more
Let your interest rates guide you when deciding in which order to pay down debt. That usually means sending any extra money toward credit card debt first, then personal loans, student loans, car loans and, lastly, your mortgage. In general, its best to pay off credit card debt first, then loan debt, since credit cards … Read more
There’s one key step you should take to boost your odds of landing your dream home: getting preapproved for a mortgage loan with a lender. If you do this, sellers will view you as a more attractive buyer. Sellers who receive multiple offers are more likely to choose buyers who are preapproved for a mortgage … Read more
Getting approved for a loan can be difficult, especially if you have no credit history and no one to cosign for you. However, it is possible to get a loan even with bad credit or no credit at all. In this comprehensive guide, we will walk you through the step-by-step process of how to get … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
Leasing a vehicle has many advantages to consider but is not right for all drivers. Some drivers are better off buying. Explore the process of leasing a vehicle, and learn about the pros and cons of leasing versus buying a new car, truck, van, or SUV. Leasing a car can seem attractive with lower monthly … Read more
In deciding whether refinancing is right for you, theres more to consider than just mortgage interest rates. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our … Read more
Settling your debt can provide much-needed financial relief. But it comes at a cost – damage to your credit score So if you’re considering debt settlement, it’s understandable to wonder – how long will it take to rebuild my credit afterward? The answer depends on several factors But with a focused effort, you can recover … Read more
When you allow your credit card debt to compound, it can be tough to keep up with the payments over time — and thats especially true in todays high-rate credit card environment. With card rates averaging over 23% currently, even small amounts of credit card debt can grow quickly and even the most well-prepared borrowers … Read more
Defaulting on a 401k loan can have serious financial consequences. When you borrow from your 401k, you are taking money out of your retirement savings. Failure to repay that loan triggers tax penalties and can greatly impact your retirement security. This article will explain what happens when you default on a 401k loan and how … Read more