Your score falls within the range of scores, from 580 to 669, considered Fair. A 637 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications. Other lenders that specialize in “subprime” lending, are happy to work … Read more
Join us at Gerald and experience a new way to shop for your recurring and essential household needs. Disclaimer: Activation of cash advances requires a portion to be used for buy now, pay later purchases at Geralds store, Cornerstore. Cash advances have no transfer fees, subscription costs, interest, or down payments. In todays digital world, … Read more
Receiving an inheritance can be a life-changing event Whether you are expecting an inheritance or it comes as a surprise, knowing what to do when the money arrives can help you make the most of your windfall This guide will walk you through the key steps for receiving inheritance money so you can avoid common … Read more
In most states the minimum age to buy a house is 18 years old, which is when individuals reach the age of majority and have full legal rights. However, when considering their readiness to buy a house, first-time homebuyers should weigh other factors besides their age, such as their financial preparedness and level of understanding … Read more
A 735 credit score is considered a good score in the lending industry and can increase your access to financing, credit cards, and affordable interest rates. This credit score likely comes from a track record of consistent, healthy habits with debt. As a result, lenders typically feel comfortable with borrowers in this range, sometimes offering … Read more
This month saw the launch of a new tool called Experian Boost, designed to help you instantly increase your credit score. We explore how it works and how it could help you get approved for finance. Netflix and other subscription services can help build your credit score in the UK Here’s how it works and … Read more
Buying a home is an exciting milestone in life. However, navigating the homebuying process can feel overwhelming, especially when it comes to credit scores. You may be wondering, “Is a 678 credit score good enough to buy a house?” The short answer is – it depends. A credit score of 678 is considered good, but … Read more
When you owe money on your credit card, the people you owe must follow rules set out by law. Action can be taken against you to collect the debt but you have the chance to avoid this. Credit cards are covered by the Consumer Credit Act (CCA). Your lender may get a county court judgment … Read more
Credit Karma promises to provide you with your credit score and credit report for free. But is it giving you the same information that a lender will access if youre applying for a mortgage or a car loan? And for that matter, is it giving you anything that you cant get elsewhere? To answer those … Read more
Let lenders know that you may be a victim of fraud or you’re on active military duty, so they are encouraged to take extra steps to verify your identity before granting new credit. Placing a fraud alert or active duty alert is free. Depending on the alert type, if someone tries to get credit in … Read more