Our Financial Review Board is composed of seasoned professionals and accomplished experts in various fields of financial services and technology, banking, and investment. They bring years of hands-on experience and a depth of understanding that ensures the content we produce is not just accurate, but also relevant, actionable, and trustworthy.
If you’ve ever applied for an online personal loan, there’s a good chance you’ve come across CreditNinja. This fintech company has made a name for itself by providing quick and easy access to installment loans for borrowers with less-than-stellar credit.
But who exactly is behind this online lending powerhouse? Let’s dig into the ownership structure and leadership team of CreditNinja to get a better sense of who’s calling the shots.
Tracing CreditNinja’s Roots
First, a quick background on CreditNinja. The company was founded in 2018 and is headquartered in Provo, Utah It’s owned by a privately-held firm called CreditNinja Lending, LLC
Since its inception, CreditNinja has experienced rapid growth, originating almost 300,000 loans for nearly 200,000 borrowers. The company takes pride in providing access to credit for people who may not qualify through traditional lenders.
Pinpointing the CEO
So who oversees CreditNinja’s operations from the top down? Publicly available information identifies Brad Giles as the company’s CEO,
Giles brings years of experience in finance, technology, and entrepreneurship to the table. He’s been steering the CreditNinja ship since its launch, helping the company make an impact in online lending.
Under Giles’ leadership, CreditNinja has stuck to its mission of getting emergency funds to borrowers who need it quickly and easily. The company’s fully online application and funding process appeals to its target demographic.
An Air of Mystery Surrounds Other Leaders
While we know the identity of the CEO, the rest of CreditNinja’s leadership team remains something of a mystery. The company’s website does not provide any details about who else is involved in the management and decision-making.
We can speculate that CreditNinja has financial backing from venture capital firms or private investors. However, the owners behind CreditNinja Lending, LLC are not explicitly named.
This veil of secrecy is not unusual for private fintech firms. CreditNinja may simply prefer to keep the focus on its products and services.
Why Leadership Matters
Understanding who controls and manages CreditNinja provides insight into the values and objectives that steer the company. If it’s led by those with a passion for financial inclusion, CreditNinja is likely earnest about helping underserved borrowers.
Leadership can also signal a company’s level of experience. A management team with deep financial services roots may translate to reliable products and practices.
Furthermore, investor backing can give us clues into CreditNinja’s financial situation. Solid private funding means the company can likely withstand industry ups and downs.
Evaluating CreditNinja’s Track Record
While the ownership structure remains obscure, we can still make some evaluations about CreditNinja’s leadership.
The rapid growth and popularity of its loans point to competent direction under CEO Brad Giles. And customer satisfaction seems high based on online reviews.
These are positive signs that CreditNinja is fulfilling its mission of easy access to emergency funds. The company’s trajectory suggests that the unknown leaders have been making smart decisions so far.
Of course, consumers should still do their due diligence before borrowing. Compare loan options to ensure you get ideal rates and terms. But CreditNinja’s rise indicates its leadership is doing something right.
The Takeaway
Uncovering the human capital behind CreditNinja brings useful insights, even if details are sparse. Experienced leadership and strategic backing seem likely given the company’s early wins.
But the only way to truly evaluate this lender is to weigh its products against your needs. While the leaders remain mysteriously in the shadows, CreditNinja’s simple online loans continue appealing to those looking to quickly bounce back from financial binds.
How we create and review our content
- We thoroughly research the financial questions that are important to you, to determine what topics to include in the CreditNinja Dojo. Topics like personal finance basics, loan management, and credit scores.
- Our team of writers research each individual article, read and review trustworthy sources, and draft content while keeping you and your financial journey in mind.
- Our editor then reviews articles for accuracy and clarity, makes suggestions to our writers when needed, and ensures that articles are as helpful and actionable as possible.
- Once our writing staff makes necessary edits, articles are published to the CreditNinja Dojo, Financial Terms Glossary, or our helpful FAQ section.
Credit Ninja Reviews – Is CreditNinja Legit or a Scam?
FAQ
Who is the owner of CreditNinja?
Mark Friedgan is a recognized technology leader and an early-stage investor, with a rich background in the Consumer Financial Industry and Energy sector.
Is CreditNinja a legit company?
CreditNinja Lending, LLC. dba CreditNinja (CreditNinja), is a limited liability company licensed as a California finance lender on April 27, 2018, with the license number 60DBO- 82330.
Is CreditNinja for bad credit?
CreditNinja specializes in bad credit personal loans, which means you could get approved even with a poor credit history. Direct deposit gives you access to your approved cash as quickly as possible! It takes just a few minutes or less to find out if you qualify for a personal loan.
Why does CreditNinja need access to my bank account?
CreditNinja uses Instant Bank Verification (IBV) to confirm your income after you submit your loan application.