Wellcome To Meto Pay Trade Money the Fair Way

There are no penalties if you’ve accidentally paid more than you owe, and there are laws in place that require issuers to refund your overpayment. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not … Read more

Here’s some good news: If you have a 696 credit score, you’re sitting firmly in what is considered the “good” range using both FICO® and VantageScore credit scoring models. And that could make it easier for you to qualify for a credit card or loan. But because 696 is still a bit lower than the … Read more

A hard credit inquiry can have a small, temporary impact on your credit score But just how many points can one inquiry cost you? Let’s take a closer look What Is a Hard Credit Inquiry? A hard credit inquiry, also known as a hard pull or hard credit check, happens when a lender checks your … Read more

Did you know you can write off a nonbusiness bad debt for the money you lend to an individual? As long as the debt isnt considered a gift and is considered 100% worthless, you can deduct that bad debt from your taxes to recover a portion of the loan. Use this guide to determine what … Read more

If your credit score is 715, you are right in the middle. According to Experian, the average American consumer has a FICO Score of 714 as of 2021, and anything in the range of 670 to 739 is generally considered to be a good credit score. Most lenders consider an 715 credit score to be … Read more

Sammi Sullivan is a staff writer for debt.com. Originally from the Chicagoland area, she holds a B.A. in Liberal Arts and Sciences from the University of Iowa with a concentration in theater and psychology. Her experience as a writer spans across diverse industries, from fashion and beauty to education, entertainment, and personal finance. Sammi’s a … Read more

Have you ever had your credit card declined when trying to pay a bill? You may have come close to maxing out your credit limit. This reflects how much a card issuer may be willing to let you borrow, based on factors like your income and your credit history. Applying for an increased credit limit … Read more

Debt-to-credit ratio is another term for your credit utilization ratio, which is the percentage of your available credit on a credit card that youre using at a given time. Your debt-to-credit ratio is the amount of credit youre using on your credit cards relative to your credit limits at a given time. Its an important … Read more

Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own. If you have good credit, a good credit card APR may be easy to come … Read more