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Lastest Articles
What’s a CAB Loan? Your Quick Guide to Fast Cash in Texas!
Hey there friend! Ever found yourself in a tight spot needing cash like yesterday for a busted car or an unexpected bill? I’ve been there, and lemme tell ya, it’s stressful as heck. That’s where somethin’ called a CAB loan comes into play, especially if you’re in Texas. If you’re scratchin’ your head wondering, “What’s … Read more
Can I Sue a Company for Running My Credit Without My Permission? Your Rights Unpacked!
Hey there, folks! Ever checked your credit report and spotted a hard inquiry you didn’t green-light? Man, that’s a gut punch, ain’t it? If a company ran your credit without your say-so, you’re prolly wondering, “Can I sue their sorry butts for this?” Well, I’m here to tell ya—yep, you sure can in many cases, … Read more
What Credit Score is Needed to Buy a HUD Home? A Complete Guide
With housing prices soaring, finding an affordable place to call home can be challenging. One option to explore is HUD homes, which are often sold for less than their market value. But what is a HUD home, and how can you determine whether it’s the right choice for you? Here’s what to know. Key takeaways … Read more
Is a 615 Credit Score Good or Bad?
Hey there, folks. If you’re wondering if a 615 credit score is something to brag about or if it’s time to panic a bit, I’ve got ya covered. Straight up, no, 615 ain’t considered a good credit score—it’s more in the fair to poor range, which can make things like getting loans or low interest … Read more
Are Mortgage Payments Considered Savings?
so you’re wondering if those monthly mortgage payments count as savings. Short answer? Not exactly in the traditional sense, but they do build something valuable over time—like equity in your home. It’s more like a forced investment than stashing cash in a piggy bank, and I’ll dive into why that matters for your finances. I … Read more
Evaluating State National Insurance Company: Reviews, Ratings, and More
Hey there, folks! If you’re hunting for honest takes on State National Insurance Company, I’ve got you covered. In this deep dive, we’ll break down what real customers are saying, the good, the bad, and everything in between, all in simple terms so you can decide if they’re worth your time and money. State National … Read more
Why You Should Think Twice About Mutual Funds: The Hidden Costs and Better Alternatives
Have you ever wondered if mutual funds are really the best way to grow your money? I’ve been researching investment options for years, and what I’ve discovered about mutual funds might surprise you. While these investment vehicles have been popular for decades, there are several compelling reasons why you might want to avoid them altogether. … Read more
Can You Invest in Virgin Orbit? The Complete Guide to VORB Stock in 2025
The Quick Answer: Not Really Anymore Virgin Orbit’s investment story has become quite a rollercoaster – and not the fun kind that goes back up. Once a promising space company under Richard Branson’s Virgin umbrella, Virgin Orbit (formerly traded as VORB, now VORBQ) has essentially crashed back to Earth. The company has been winding down … Read more
Can I Sell Stock for a Down Payment? Smart Strategies for Home Buyers
Selling stock to buy a house can be a smart move, but youll want to consider the tax implications of selling stock to buy a house as well as your personal long-term financial goals. Other factors—such as how long youve held the stock for and whether or not youve incurred losses—will also affect if it … Read more
What’s MOIC? The Ultimate Guide to Understanding Multiple on Invested Capital
MOIC stands for “Multiple on Invested Capital” and measures investment returns by comparing the value of an investment on the exit date to the initial equity contribution. The MOIC is of particular importance to the private equity industry, where the metric is used to track the performance of an LBO investment and to perform a … Read more
Can I Invest in Vanguard Funds Through Charles Schwab? Your Complete Guide
The Short Answer: Yes, You Absolutely Can! If you’ve been wondering whether you can access those popular Vanguard funds through your Charles Schwab account, I’ve got good news for you! You definitely can invest in many Vanguard funds through Schwab, including their popular index funds like VFIAX (Vanguard 500 Index Fund Admiral Shares). As someone … Read more
Demystifying Source of Funds: What They Are and Why They Matter in 2025
What Are Source of Funds? Your Complete Guide to Understanding SOF Ever been asked to prove where your money comes from? That’s what “source of funds” is all about, and it’s becoming increasingly common in our daily financial lives. Whether you’re making a large purchase, opening a new account, or investing, understanding source of funds … Read more
What Actually Happens When You Invest Just $1 in the Stock Market? The Surprising Truth!
A dollar a day isnt very much money. It adds up to just $365 per year. And almost anyone can come up with $1 a day to invest in the stock market. Have you ever wondered what would happen if you invested just a single dollar in the stock market? Maybe your thinking “that’s too … Read more
What’s Your 50 Cent Piece Really Worth? Discover Hidden Treasures in Your Change!
Making thousands of dollars with a small 50-cent coin is possible if you have the right specimen. Every day, millions of coins circulate in the United States, majority of which are exchanged at face value. However, there are some coins that can increase their value thanks to the practice of coin-collecting. Such is the case … Read more
Should You Buy Stocks When They’re Low or High? Smart Timing for Better Returns
People who try to time the market are often disappointed. Here’s what the “buy low and sell high” adage can get wrong. 1 DQYDJ. “S&P 500 Return Calculator with Dividend Reinvestment.” Accessed December 12, 2024 4 Capital Group. “Time, Not Timing, Is What Matters.” Accessed December 12, 2024 5 Franklin Templeton. “The Cost of Timing … Read more