Every investment advisor asks you to diversify your investments to safeguard them from sudden risks. But do you know you can overdo it? Have you ever stared at your investment account wondering if you’ve got too many mutual funds or not enough? I’ve been there! The question of whether it’s better to have multiple mutual … Read more
This series of model portfolios from Morningstar’s director of personal finance and retirement planning Christine Benz can help investors reach their financial goals. Morningstar’s Christine Benz put together a series of investment portfolio examples that both retirees and savers can refer to as they build their own portfolios. The goal of these portfolios isn’t to … Read more
The exchange requires a minimum margin for each trade, with specific margins varying by trading segment. Here are the different types of margins you need to understand: What is SPAN and Why Should You Care? If you’ve ever dabbled in F&O (Futures and Options) trading on Zerodha, you’ve probably come across the term “SPAN margin” … Read more
Its advantageous for short-term investors to qualify as traders, rather than investors, for federal income tax purposes. Unfortunately, theres no bright-line distinction between trader and investor status. Heres an overview of the IRS and U.S. Tax Court guidance to help determine if you qualify as a tax-favored securities trader. As someone who’s navigated the tricky … Read more
Have you ever been browsing jewelry and spotted something that wasn’t quite yellow gold, rose gold, or white gold? You might have stumbled upon green gold—a lesser-known but incredibly beautiful variation of gold that deserves more recognition in the jewelry world. Today, I’m gonna take you through everything you need to know about this fascinating … Read more
Do you remember that first paycheck you ever got? I sure do. It was like watching a magician perform a disappearing act, except it wasn’t entertaining at all. After federal taxes, state taxes, Social Security and other deductions, my earnings shrank faster than a wool sweater in the hot dryer I was shocked to see … Read more
What Are Deep In The Money Options, Anyway? Hey folks! I’ve been trading options for several years now and one question I get asked a lot is whether deep in the money options are worth buying. It’s a strategy that’s often overlooked by beginners but can be incredibly powerful when used correctly. Deep in the … Read more
If you’re starting to invest or looking for a new brokerage account, checking out Bankrates list of the best online brokers is a great place to begin. The best ones offer low commissions, strong trading platforms, plenty of research and education as well as helpful customer support – all the features to help you succeed … Read more
Can day trading really make you rich, or is it just a fast track to losing money? The truth is, earnings vary wildly—some traders make a fortune, while many struggle to stay afloat. Success depends on experience, strategy, market conditions, and starting capital. If you’re thinking about day trading, it’s crucial to separate fact from … Read more
Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy. Bankrate logo Founded in 1976, Bankrate has a long track record of helping people make smart financial … Read more