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Insurance

Can I Get Car Insurance Before the Title Transfer?

In a private sale, the state may not require proof of auto insurance to change the title. However, dealerships and lenders usually do need proof of insurance before transferring ownership of a vehicle. Not having insurance could lead to problems with the sale and even a fine from the state. Nearly every state requires auto … Read more

Does Homeowners Insurance Cover Hoarding Cleanup Costs?

Hoarding could put your health at risk due to the dangerous and unsanitary conditions created by clutter. What’s worse, hoarding can also make your homeowners insurance claims denied. That’s because most hazards that arise due to hoarding occur because of negligence and poor home maintenance. In this article, you will learn how hoarding affects insurance … Read more

top 10 worst car insurance companies

Insurance contracts should be simple—you pick out a policy and diligently pay your premiums. You file a claim with your insurance company after an accident, and they should pay out benefits based on the terms of the policy. Unfortunately, the insurance industry routinely violates the rights of its policyholders. Things have historically been so bad … Read more

insurance company has 30 days to respond

If your insurer unreasonably delays your insurance claim, you may have grounds to file a bad faith lawsuit. In Illinois, insurance companies are supposed to follow certain rules about how long they have to decide on claims and pay insureds. Even though this deadline can be pushed back, insurance companies sometimes lie when they don’t … Read more