Worried that your retirement strategy might get turned upside down? With all the chatter about Roth IRAs possibly vanishing it’s no wonder many of us are feeling anxious about our future finances. But before you panic let’s dig into what’s really happening with Roth IRAs in 2025. The Current Status of Roth IRAs and Conversions … Read more
Choosing the right retirement plan for your employees is an important decision, and requires thorough research. To evaluate different options, such as SIMPLE IRA vs. 401(k) plans, here are some key preliminary questions to ask: As a small business owner looking into retirement plans, I’ve spent countless hours researching the age-old question: is a SIMPLE … Read more
If you are about to turn 70, congratulations on reaching a big milestone. Also, if you have put off getting your Social Security retirement benefits until now, you are one of only 6 people who have done that. 5 percent of Social Security recipients put off collecting their benefits until they reach three score and … Read more
This article answers the question, “Where do rich people keep their money?” It also looks at how they save it, and, most importantly, how they invest it and expand it to create generational wealth. There are over 56 million millionaires and 2640 billionaires in the world. The US is home to over 21 million millionaires … Read more
The main difference between a traditional and Roth IRA is how and when your money is taxed. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this does not influence our … Read more
Average retirement savings is a popular topic. But, new analysis using the Survey of Consumer Finances (SCF) data reports on what it takes to be in the top 1%, 5%, 10%, and 50% of wealthiest retirees. Scroll down to see how you compare. In order to understand what it means to be wealthy as a … Read more
Last updated October 4. 2025 Are you wondering if your Social Security check magically goes up when you turn 72? You’re not the only one! A lot of retirees and people who are about to retire ask this question, especially since there is a lot of confusing information online. I’m going to explain it to … Read more
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and … Read more
Divorce is a complex process with far-reaching implications, even after the final papers are signed. One of the most common questions we receive from our clients is whether they are entitled to their ex-husband’s Social Security benefits if he passes away. In this blog post, we’ll explore the eligibility requirements and the factors determining whether … Read more
You may be wondering if you still need life insurance if you are retired or are about to retire. This question is more pressing if you lost employer-provided life insurance and youre wondering whether to buy a new life insurance policy for yourself. You might need life insurance in retirement to pay for your funeral, … Read more