Most of us work for decades to get to the point where we can retire. After years of saving, planning, and dreaming about your golden years, picking the exact date of your retirement may not seem like a big deal. But believe me when I say that the time you retire can have a big … Read more
It’s not uncommon for a retiree to have a million bucks these days. Between super, bank savings, property and investments, there’s a lot of 60-year olds with $1 million. Are you dreaming about that golden retirement? Maybe you’ve heard that magical figure of $1 million thrown around as the ideal retirement nest egg But is … Read more
It’s normal to dream about retirement and wonder when you can finally get that super you’ve been saving for years. You’re not the only one! As a financial blogger who has spent a lot of time researching this subject, I’ve put together this complete guide to help you figure out when and how you can … Read more
Are you worried about meeting your financial obligations? Are you wondering if you’re behind on those loans? I’ve done a lot of research on this subject, and the answer isn’t as simple as you might think. Let’s look at the truth about getting out of debt and the ages that financial experts say are best. … Read more
Are you thinking about setting up a trust as part of your estate plan? Trusts have many benefits for protecting assets and managing wealth, but they also have some big problems that you should think about carefully. I’ve helped many clients navigate these waters, and I always make sure they understand both sides of the … Read more
So you’ve managed to save up $200000? First off, let me say congrats! That’s seriously impressive in today’s economy where most folks are struggling just to keep their heads above water. Having this kind of cash sitting around is both exciting and a bit nerve-wracking. You’re probably wondering, “What should I do with 200K savings?” … Read more
Retirement can evoke s of a relaxing, debt-free life with no monthly mortgage payment, assuming you have already paid it off. However, some financial planners suggest retirees continue to carry a mortgage into and throughout retirement. Reinvesting the proceeds from your home equity to generate a stream of income might make your golden years more … Read more
The Trust Dilemma: Essential Protection or Unnecessary Expense? Let’s face it – when it comes to estate planning, there’s a ton of confusion out there. I’ve spent countless hours researching trusts, and I’m gonna give it to you straight: some people absolutely need a trust, while others are wasting their money. Truth is, attorneys sometimes … Read more
You’re not the only one who wants to retire at 55 with their stethoscope or hospital badge. A lot of people who work for the NHS wish they could leave the demanding healthcare world early. You can retire at age 55 with an NHS pension, which is good news. But there are important conditions, reductions, … Read more
Are you stuck between choosing an annuity or a certificate of deposit (CD) for your savings strategy? You’re not alone! I’ve been researching these financial products extensively to help my clients make better decisions with their money and I’m excited to share what I’ve discovered. Annuities and CDs both offer safe and guaranteed returns, but … Read more