If you already have a credit card, itâs possible to get another card from the same issuer. It may even be preferable to you. As you explore your options, itâs worth looking at rates, bonuses, fees and rewards. Learn more about having two credit cards from the same issuer and some things to consider before … Read more
Hey there, folks! If you’ve ever wondered how low some scammers can go lemme tell ya about a nasty little scheme called equity skimming. It’s the kinda thing that makes your blood boil—preying on folks who are already down on their luck facing foreclosure, and desperate to save their homes. So, what type of crime … Read more
Buying a house is an exciting milestone in life. With median home prices hovering around $200000 in many parts of the country, a $200,000 house is a common target for first-time homebuyers. However, coming up with a down payment can be a major hurdle, especially for buyers on a budget. So how much of a … Read more
Establishing a credit score can take at least six months, according to credit-scoring company FICO®. VantageScore®, another credit-scoring company, says it produces credit scores even sooner. Timing can change based on many factors. But whether youâre building or building from scratch, one thing is constant: Excellent credit scores depend on responsible credit use. Hey there, … Read more
The advice in this article is offered by the team independent of any bank or credit card issuer. This article may contain from our partners, and terms may apply to offers linked or accessed through this page. as of posting date, but offers mentioned may have expired. Bankrate logo At Bankrate, we have a mission … Read more
Withdrawing funds from your 401(k) retirement account is a major financial decision that requires careful consideration. Many people wonder if tapping into their 401(k) could negatively impact their credit score. The short answer is: No, 401(k) withdrawals do not directly affect your credit score or appear on your credit report. However, there are some important … Read more
Roughly 66% of cars financed go to borrowers with scores of 661 or higher, but those with lower scores have options. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their … Read more
Hey there, if you’re scratching your head wondering, “Is Equifax a FICO score?” lemme clear the air right off the bat. Nah, they ain’t the same thing. Equifax is a credit bureau—a big ol’ data collector of your financial history—while a FICO score is a number crunched from that data to show how creditworthy you … Read more
With interest rates decreasing, many homeowners can refinance and reduce their monthly payments. If you purchased within the past couple of years, current rates are likely lower than when you took out your mortgage. But how much should you save with a refinance to make it worthwhile? Is it worth refinancing to save $50, $100, … Read more
If you are reading a review of the Centurion® Card from American Express*, it’s probably not for you. First of all, you can’t apply for the card—you need to be invited. The unique characteristics of this card, also known as the “Amex Black Card,” both in price and perks, are like no other. If you’re … Read more