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Finance

How Much is a $20k Car Payment? A Helpful Guide for Car Buyers

Buying a new car is an exciting experience. However, determining how much your monthly payments will be can cause some hesitation. When you’re considering a $20,000 car loan, it’s important to understand all the factors that go into calculating your monthly payment amount. In this comprehensive guide, we’ll walk through the key details you need … Read more

are you considered debt free if you have a mortgage

Being debt-free means you don’t owe any outstanding debt. However, carrying no debt other than your mortgage payment or a credit card you pay in full each month could make sense. For most people, living debt-free is a meaningful goal that represents a level of financial freedom. Student loans, car loans and credit card debt … Read more

Is a FICO Score of 8 Okay?

FICO Score 8 is one of the many different versions of FICO credit scores. Since FICO Score 8 was launched, two newer versions of base scores—FICO Scores 9 and 10—have been released. However, FICO Score 8 remains one of the most widely used FICO credit scores. Learn more about FICO 8, including how it’s calculated, … Read more

What Does It Mean When A Loan Is Cancelled?

Debt cancellation is when a lender agrees to relieve you of your obligation to repay your debt. When a creditor cancels a debt, you no longer have to pay what you owed. However, you may face a tax bill and potential damage to your credit score. Debt cancellation occurs when a lender forgives some or … Read more

What is the Highest CIBIL Score in India?

Having a good CIBIL score is essential for availing loans and credit cards in India. But have you ever wondered what the highest CIBIL score in India is? Let’s find out! What is CIBIL Score? CIBIL or Credit Information Bureau (India) Limited is India’s premier credit information company. It collects and maintains records of an … Read more

Should You Pay Off Your House When You Retire?

Paying off the mortgage after 30 years was a rite of passage for Americans approaching retirement age, but this once-common scenario is no longer the norm. According to research from Fannie Maes Economic and Strategic Research Group, baby boomers, those born between 1946 and 1965, are carrying more mortgage debt than earlier generations and are … Read more