A blacklist is an organized list that records the details of individuals who have engaged in misconduct. And there are so many blacklists all over the world (may or may not include Raymond Reddington’s blacklist). However, the most popular is the United States of America (USA) No Fly List, a database (also known as the … Read more
Each of the three major credit bureaus, TransUnion, Equifax, and Experian, provide a consolidated report to help you screen prospective tenants. But, which one is the best? Weâve outlined the main differences among these services, plus one tenant screening method thatâs fast, easy, secure and free for landlords and rental agents. Each of the three … Read more
Getting your 10-day payoff statement is an important step in refinancing your student loans. Here’s why: When you get approved for a refinance, your new lender pays off your old loans. That doesn’t happen instantaneously, though – the loan payoff takes at least 10 days. And it can take 1-3 weeks after that for the … Read more
Buying a house is an exciting milestone, but it also requires careful budgeting, especially when taking out a mortgage. If you’re wondering how much the monthly payment would be for a $150,000 home, this comprehensive guide breaks it down step-by-step. Calculating Your Monthly Mortgage Payment Your monthly mortgage payment is comprised of four main components … Read more
Do you have a 15- or 30-year fixed-rate loan that you’d like to pay down faster? You might find that making extra payments on your mortgage can help you repay your loan more quickly, and with less interest than making payments according to loans original payment terms. When buying a home, one of the biggest … Read more
Opening your mail to find a notice from the Internal Revenue Service (IRS) is nerve-wracking enough, but if that notice shows you owe more than $10,000 in back taxes, it can be enough to trigger questions. You may find yourself wondering: Will they garnish my wages? Will they seize my assets? Is jail time a … Read more
One of the many questions we receive at Equifax® involves credit limit increases. Specifically, consumers want to understand more about requesting a credit limit increase, or when they might receive one from a credit card company. Have you ever wondered how often credit card companies typically increase your credit limit? Getting a higher limit can … Read more
Can a Walmart card be used at Sam’s Club? This intriguing question sparks curiosity, prompting a deep dive into the payment policies of these two retail giants. We’ll explore the nuances of membership benefits, the different types of Walmart cards, and the practical application of these cards within Sam’s Club. From everyday purchases to bulk … Read more
If you have the extra cash, the thought of paying off your mortgage early might seem like a no-brainer. But is an early mortgage payoff always the right move? Ryan Peters, Wealth Planner with U.S. Bank Private Wealth Management, shares how to determine if it’s right for you to pay off your mortgage or invest … Read more
The assets and debts you enter marriage with typically remain your own separate property. But after the wedding, things change depending on your stateâs laws. Common law states keep most new debts made after marriage separate, though community property law states view both spouses as equally responsible, even if itâs only in your spouseâs name. … Read more