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Finance

Can a 17 Year Old Get a Credit Card?

Parents can opt to add their kids as authorized users to establish credit early. But getting your own credit card is usually viewed as the first and most important step to building a credit history. Anyone over the age of 18 can hold a credit card, but that doesn’t mean an 18-year-old will be approved … Read more

Will Debt Collectors Ever Give Up?

Debt collection can feel like a never-ending battle. No matter how many times you ask debt collectors to stop calling, they keep pursuing you for payments on old debts. You may wonder – will they ever just give up and leave me alone? The truth is debt collectors are persistent. Their job is to collect … Read more

How Long Do Late Payments Affect Your Credit Score?

Knowing whats on your credit reports is important whether you’re just starting to build credit or you’re planning a big purchase like a house or a car. Let’s explore what’s on a credit report … and how they’re used. [Duration – 3:23] While its best practice to avoid late payments on loans and credit cards … Read more

Can I Afford a House Making $30,000 a Year?

You typically can get by on $30,000 in annual take-home pay. But you would probably live more comfortably on that money in Kansas than in New York City—given the much lower cost of living. Still, it usually can be done no matter where you live. A salary calculator from payroll-processing company ADP indicates an American … Read more

Can You Settle Student Loans in Good Standing?

Dealing with federal student loans can feel overwhelming. The monthly payments, the growing interest, and the years (sometimes decades) of debt hanging over your head — it’s a lot to handle. However, some good news is that federal student loan settlement options do exist, and there are several ways to reduce what you owe and … Read more